What Is MGIC Investment Corporation (MTG) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, MGIC Investment Corporation's intrinsic value is estimated at a composite fair value of $35.92. Trading at $28.43, the stock is approaching fair value or slight overvaluation (implied return of +26.4%), as 7 of 12 models suggest limited further upside. Notably, ML-RIV sees the most upside at +268.1% (fair value: $104.64), while Dynamic NAV is the most conservative at -69.7% ($8.61). The spread between these extremes — +337.8% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About MTG?
12 of 13 models are currently active for MTG. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates MTG's intrinsic value at $46.97, implying +65.3% upside from the current price. See which stocks rank higher →
How Does MTG Rank in Surety Insurance?
Among 7 Surety Insurance stocks, MTG ranks #2 by Quality of Company score. CirclFi's QOC score of 8.7/10 evaluates 32 fundamental signals. A score of 8.7 places MTG in the top tier.
The Surety Insurance sector introduces analytical considerations specific to underwriting business businesses. For MGIC Investment Corporation, metrics like policy retention rate provide important context that general-purpose valuation models may underweight.
Is MTG a Value Trap?
CirclFi's Value Trap algorithm assigns MTG a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for MGIC Investment Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, MGIC Investment Corporation earns a quality score of 8.7/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +337.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every MTG valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across MTG's 12 active models, average confidence is 46%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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