MBIA Inc. (MBI) Fair Value 2026

MBI · Insurance - Specialty ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

5.8 /10

32 fundamental signals · 0 models active

Value Trap Risk

LOW (37/100)

Quick Summary — As of 2026-08-28, MBIA Inc. (MBI) trades at $4.79. QOC: 5.8/10. Value Trap Risk: 37/100 (LOW). 0/13 models active.

Key Facts

Ticker
MBI
Price
$4.79
Quality Score
5.8/10
Value Trap Risk
37/100
Models Active
0/13
Last Updated
Strength: 0 independent models provide multi-angle coverage
Risk: Limited model coverage (0/13) may reduce confidence

What Fair Value Does Each Model Give MBI?

0 Intrinsic Value Models vs. Current Price ($4.79)

Core Models (Unlocked)
Model Fair Value Upside

All Models Active

All 0 models are displayed above.

What Is MBIA Inc. (MBI) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, MBIA Inc. currently lacks sufficient data across our 13-model framework. As more financial data is processed from SEC filings, our models will generate intrinsic value estimates.

What Do the Models Say About MBI?

0 of 13 models are currently active for MBI. See which stocks rank higher →

How Does MBI Rank in Insurance - Specialty?

Among 17 Insurance - Specialty stocks, MBI ranks #17 by Quality of Company score. CirclFi's QOC score of 5.8/10 evaluates 32 fundamental signals. A score of 5.8 reflects mixed fundamentals.

The Insurance - Specialty sector introduces analytical considerations specific to insurance industry businesses. For MBIA Inc., metrics like investment float provide important context that general-purpose valuation models may underweight.

Is MBI a Value Trap?

CirclFi's Value Trap algorithm assigns MBI a score of 37/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

0 of 13 models are active for MBIA Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, MBIA Inc. earns a quality score of 5.8/10. This respectable rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every MBI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy MBIA Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance - Specialty Stocks Should You Also Analyze?

9 related Insurance - Specialty stocks with 13-model coverage

OSGOctave Specialty Group, Inc.QOC 6.0NMIHNMI Holdings, Inc.QOC 9.3JRVRJames River Group Holdings, Inc.QOC 6.9ESNTEssent Group Ltd.QOC 9.1STLYHG Holdings, Inc.QOC 7.0ACTEnact Holdings, Inc.QOC 9.1MTGMGIC Investment CorporationQOC 8.5FNFFidelity National Financial, Inc.QOC 7.9RDNRadian Group Inc.QOC 7.6

Read investment analysis: OSG · NMIH · JRVR · ESNT · STLY · ACT · MTG · FNF · RDN

Which Other Stocks Have a Similar Quality Score to MBI?

7 companies across all industries closest to MBI’s Quality of Company score of 5.8/10.

XAIRBeyond Air, Inc.QOC 5.8NKTRNektar TherapeuticsQOC 5.8RPAYRepay Holdings CorporationQOC 5.8ATGLAlpha Technology Group LimitedQOC 5.8IRENIREN LimitedQOC 5.8UMEWUMeWorld Inc.QOC 5.8NVDANVIDIA CorporationQOC 10.0

Read investment analysis: XAIR · NKTR · RPAY · ATGL · IREN · UMEW · NVDA

What Else Do Investors Ask About MBIA Inc.’s Valuation?

What is MBIA Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for MBIA Inc. (MBI). The Quality of Company score is 5.8/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is MBI overvalued or undervalued right now?

At $4.79, 0 of 0 active models suggest MBI may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits MBIA Inc.'s business model in Insurance - Specialty.

What does a Quality of Company score of 5.8 mean for MBI?

MBIA Inc.'s QOC of 5.8/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on MBI?

CirclFi analyzes MBI with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 0 of 13 are active for this stock. Read the full methodology →

Is MBI a value trap in 2026?

MBIA Inc.'s Value Trap score is 37/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns MBIA Inc. (MBI) a Quality of Company score of 5.8/10 across 32 fundamental signals as of 2026-08-28.” Source: circlfi.com/stock/MBI/ · Methodology
Primary sources for this MBI valuation
  • Financial statements: MBIA Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0000814585) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for MBI as of ; valuations recomputed .