Federal Home Loan Mortgage Corporation (FMCC) Fair Value 2026

FMCC · Mortgage Finance · 2026-08-27

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.3 /10

32 fundamental signals · 1 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-27, Federal Home Loan Mortgage Corporation (FMCC) trades at $5.65. QOC: 7.3/10. Value Trap Risk: 0/100 (SAFE). 1/13 models active.

Key Facts

Ticker: FMCC
Price: $5.65
Quality Score: 7.3/10
Value Trap Risk: 0/100
Models Active: 1/13
Last Updated: 2026-08-27

Strength: 1 independent models provide multi-angle coverage

Risk: Majority of models suggest overvaluation

What Fair Value Does Each Model Give FMCC?

1 Intrinsic Value Models vs. Current Price ($5.65)

Core Models (Unlocked)
Model	Fair Value	Upside
Earnings Power Value Intrinsic · High Conviction	$1.06	-81.3%

All Models Active

All 1 models are displayed above.

What Is Federal Home Loan Mortgage Corporation (FMCC) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Federal Home Loan Mortgage Corporation's intrinsic value is estimated at $1.06, suggesting the stock is overvalued at its current price of $5.65. With 1 out of 1 models flagging downside (-81.3% vs price), the market may be pricing in unsustainable growth.

What Do the Models Say About FMCC?

1 of 13 models are currently active for FMCC. All 1 active models suggest the stock trades above fair value. See which stocks rank higher →

How Does FMCC Rank in Mortgage Finance?

Among 16 Mortgage Finance stocks, FMCC ranks #2 by Quality of Company score. CirclFi's QOC score of 7.3/10 evaluates 32 fundamental signals. A score of 7.3 indicates above-average quality.

Federal Home Loan Mortgage Corporation operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is FMCC a Value Trap?

CirclFi's Value Trap algorithm assigns FMCC a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for Federal Home Loan Mortgage Corporation. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Federal Home Loan Mortgage Corporation's fundamental quality profile registers 7.3/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every FMCC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across FMCC's 1 active models, average confidence is 62%. Moderate confidence indicates reasonable fit.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Federal Home Loan Mortgage Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Mortgage Finance Stocks Should You Also Analyze?

9 related Mortgage Finance stocks with 13-model coverage

VELVelocity Financial, Inc.QOC 8.8 FNMAFederal National Mortgage AssociationQOC 7.0 BLNEBeeline Holdings, Inc.QOC 4.0 PFSIPennyMac Financial Services, Inc.QOC 6.5 RKTRocket Companies, Inc.QOC 4.3 ONITOnity Group Inc.QOC 6.4 GHIGreystone Housing Impact Investors LPQOC 6.1 MMCPMag Mile Capital, Inc.QOC 5.6 LDIloanDepot, Inc.QOC 4.4

Read investment analysis: VEL · FNMA · BLNE · PFSI · RKT · ONIT · GHI · MMCP · LDI

Which Other Stocks Have a Similar Quality Score to FMCC?

7 companies across all industries closest to FMCC’s Quality of Company score of 7.3/10.

STNGScorpio Tankers Inc.QOC 7.3 MVBFMVB Financial Corp.QOC 7.3 TRLVTrulieve Cannabis Corp.QOC 7.3 EXCExelon CorporationQOC 7.3 SRTSSensus Healthcare, Inc.QOC 7.3 NCLHNorwegian Cruise Line Holdings Ltd.QOC 7.3 NVDANVIDIA CorporationQOC 10.0

Read investment analysis: STNG · MVBF · TRLV · EXC · SRTS · NCLH · NVDA

What Else Do Investors Ask About Federal Home Loan Mortgage Corporation’s Valuation?

What is Federal Home Loan Mortgage Corporation's intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for Federal Home Loan Mortgage Corporation (FMCC). The Quality of Company score is 7.3/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is FMCC overvalued or undervalued right now?

At $5.65, 0 of 1 active models suggest FMCC may be undervalued, while 1 indicate potential overvaluation. The assessment depends on which methodology best fits Federal Home Loan Mortgage Corporation's business model in Mortgage Finance.

What does a Quality of Company score of 7.3 mean for FMCC?

Federal Home Loan Mortgage Corporation's QOC of 7.3/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on FMCC?

CirclFi analyzes FMCC with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is FMCC a value trap in 2026?

Federal Home Loan Mortgage Corporation's Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns Federal Home Loan Mortgage Corporation (FMCC) a Quality of Company score of 7.3/10 across 32 fundamental signals as of 2026-08-27.” Source: circlfi.com/stock/FMCC/ · Methodology

Primary sources for this FMCC valuation

Financial statements: Federal Home Loan Mortgage Corporation 10-K and 10-Q filings on SEC EDGAR (CIK 0001026214) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for FMCC as of 2026-08-27; valuations recomputed 2026-08-27.