UP Fintech Holding Limited (TIGR) Fair Value 2026

TIGR · Capital Markets ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

3.0 /10

32 fundamental signals · 1 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-28, UP Fintech Holding Limited (TIGR) trades at $5.04. QOC: 3.0/10. Value Trap Risk: 0/100 (SAFE). 1/13 models active.

Key Facts

Ticker
TIGR
Price
$5.04
Quality Score
3.0/10
Value Trap Risk
0/100
Models Active
1/13
Last Updated
Strength: Regime Cross-Sectional suggests +301.5% upside with 25% confidence
Risk: Below-average Quality Score of 3.0/10 signals weak fundamentals

What Fair Value Does Each Model Give TIGR?

1 Intrinsic Value Models vs. Current Price ($5.04)

Core Models (Unlocked)
Model Fair Value Upside
Relative · Medium Conviction
 $20.26 +301.5%

All Models Active

All 1 models are displayed above.

What Is UP Fintech Holding Limited (TIGR) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, UP Fintech Holding Limited's intrinsic value is estimated at a median fair value of $20.26. At a current market price of $5.05, 1 of 1 active valuation models identify upside potential, projecting a median implied return of +301.5%.

What Do the Models Say About TIGR?

1 of 13 models are currently active for TIGR. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does TIGR Rank in Capital Markets?

Among 103 Capital Markets stocks, TIGR ranks #94 by Quality of Company score. CirclFi's QOC score of 3.0/10 evaluates 32 fundamental signals. A score of 3.0 signals below-average fundamentals.

See all Most Undervalued Capital Markets Stocks →

UP Fintech Holding Limited's positioning within the Capital Markets segment means that cost-to-income ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including loan portfolio growth — shape both the opportunity set and risk profile.

Is TIGR a Value Trap?

CirclFi's Value Trap algorithm assigns TIGR a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for UP Fintech Holding Limited. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, UP Fintech Holding Limited earns a quality score of 3.0/10. This concerning rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every TIGR valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across TIGR's 1 active models, average confidence is 25%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy UP Fintech Holding Limited Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Capital Markets Stocks Should You Also Analyze?

11 related Capital Markets stocks with 13-model coverage

SONMDNA X, Inc.QOC 3.1WTFWaton Financial LimitedQOC 2.9USDEStablecoinX Inc.QOC 3.3AUREAurelion Inc.QOC 2.7BTGOBitGo Holdings, Inc.QOC 3.5ETOReToro Group Ltd.QOC 2.6GOLDGold.com, Inc.QOC 7.9HIVEHIVE Digital Technologies Ltd.QOC 6.2VIPVulcan Infrastructure and Power Inc.QOC 5.2FUTUFutu Holdings LimitedQOC 9.8HOODRobinhood Markets, Inc.QOC 9.7

Read investment analysis: SONM · WTF · USDE · AURE · BTGO · ETOR · GOLD · HIVE · VIP · FUTU · HOOD

Which Other Stocks Have a Similar Quality Score to TIGR?

7 companies across all industries closest to TIGR’s Quality of Company score of 3.0/10.

CMBTCmb.Tech NVQOC 3.0KMRKK-TECH Solutions Company LimitedQOC 3.0CDSGChina Dongsheng International, Inc.QOC 3.0KRNTKornit Digital Ltd.QOC 3.0GIGMGigaMedia LimitedQOC 3.0CLBTCellebrite DI Ltd.QOC 3.0NVDANVIDIA CorporationQOC 10.0

Read investment analysis: CMBT · KMRK · CDSG · KRNT · GIGM · CLBT · NVDA

Where Does TIGR Sit in CirclFi's Capital Markets Rankings?

TIGR is ranked against every other Capital Markets stock CirclFi covers in each of these screens.

See all Capital Markets stocks ranked →

What Else Do Investors Ask About UP Fintech Holding Limited’s Valuation?

What is UP Fintech Holding Limited's intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for UP Fintech Holding Limited (TIGR). The Quality of Company score is 3.0/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is TIGR overvalued or undervalued right now?

At $5.04, 1 of 1 active models suggest TIGR may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits UP Fintech Holding Limited's business model in Capital Markets.

What does a Quality of Company score of 3.0 mean for TIGR?

UP Fintech Holding Limited's QOC of 3.0/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on TIGR?

CirclFi analyzes TIGR with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is TIGR a value trap in 2026?

UP Fintech Holding Limited's Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns UP Fintech Holding Limited (TIGR) a Quality of Company score of 3.0/10 across 32 fundamental signals as of 2026-08-28.” Source: circlfi.com/stock/TIGR/ · Methodology
Primary sources for this TIGR valuation
  • Financial statements: UP Fintech Holding Limited 10-K and 10-Q filings on SEC EDGAR (CIK 0001756699) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for TIGR as of ; valuations recomputed .