Innovative Payment Solutions, Inc. (IPSI) Fair Value 2026

IPSI · Software - Infrastructure ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

3.2 /10

32 fundamental signals · 1 models active

Value Trap Risk

WARN (42/100)

Quick Summary — As of 2026-08-27, Innovative Payment Solutions, Inc. (IPSI) trades at $0.00. QOC: 3.2/10. Value Trap Risk: 42/100 (WARN). 1/13 models active.

Key Facts

Ticker
IPSI
Price
$0.00
Quality Score
3.2/10
Value Trap Risk
42/100
Models Active
1/13
Last Updated
Strength: PWERM suggests +371.3% upside with 32% confidence
Risk: Value Trap score of 42 suggests caution despite apparent undervaluation

What Fair Value Does Each Model Give IPSI?

1 Intrinsic Value Models vs. Current Price ($0.00)

Core Models (Unlocked)
Model Fair Value Upside
Option-Based · Medium Conviction
 $0.01 +371.3%

All Models Active

All 1 models are displayed above.

What Is Innovative Payment Solutions, Inc. (IPSI) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the weight of evidence tilts decidedly bullish for Innovative Payment Solutions, Inc.. Trading at $0.00 against an estimated intrinsic value of $0.01, 1 of 1 active models flag meaningful upside of +371.3% at the median.

What Do the Models Say About IPSI?

1 of 13 models are currently active for IPSI. All 1 active models suggest the stock trades below fair value. See which stocks rank higher →

How Does IPSI Rank in Software - Infrastructure?

Among 186 Software - Infrastructure stocks, IPSI ranks #172 by Quality of Company score. CirclFi's QOC score of 3.2/10 evaluates 32 fundamental signals. A score of 3.2 signals below-average fundamentals.

See all Most Undervalued Software - Infrastructure Stocks →

Within the Software - Infrastructure space, Innovative Payment Solutions, Inc. competes in an environment where R&D intensity often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is IPSI a Value Trap?

CirclFi's Value Trap algorithm assigns IPSI a score of 42/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for Innovative Payment Solutions, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Innovative Payment Solutions, Inc. is rated at 3.2/10. This weak-tier score exhibits fundamental weaknesses that warrant careful scrutiny.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every IPSI valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across IPSI's 1 active models, average confidence is 32%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Innovative Payment Solutions, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Infrastructure Stocks Should You Also Analyze?

11 related Software - Infrastructure stocks with 13-model coverage

OWLSObook Holdings Inc.QOC 3.3GYGYGame Your Game, Inc.QOC 3.1BTQBTQ Technologies Corp.QOC 3.4QMLSQumulusAI, Inc.QOC 3.0VISMVisium Technologies, Inc.QOC 3.4CLBTCellebrite DI Ltd.QOC 3.0TDCTeradata CorporationQOC 8.3SAILSailPoint, Inc.QOC 6.4KDKKodiak AI, Inc.QOC 5.4FTNTFortinet, Inc.QOC 9.7QLYSQualys, Inc.QOC 9.7

Read investment analysis: OWLS · GYGY · BTQ · QMLS · VISM · CLBT · TDC · SAIL · KDK · FTNT · QLYS

Which Other Stocks Have a Similar Quality Score to IPSI?

7 companies across all industries closest to IPSI’s Quality of Company score of 3.2/10.

AMSSAMASS Brands, Inc.QOC 3.2EBONEbang International Holdings Inc.QOC 3.2QGENQiagen N.V.QOC 3.2KWMK Wave Media Ltd.QOC 3.2FWFWFlywheel Advanced Technology, Inc.QOC 3.2KNOSKronos Advanced Technologies Inc.QOC 3.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: AMSS · EBON · QGEN · KWM · FWFW · KNOS · NVDA

Where Does IPSI Sit in CirclFi's Software - Infrastructure Rankings?

IPSI is ranked against every other Software - Infrastructure stock CirclFi covers in each of these screens.

See all Software - Infrastructure stocks ranked →

What Else Do Investors Ask About Innovative Payment Solutions, Inc.’s Valuation?

What is Innovative Payment Solutions, Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for Innovative Payment Solutions, Inc. (IPSI). The Quality of Company score is 3.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is IPSI overvalued or undervalued right now?

At $0.00, 1 of 1 active models suggest IPSI may be undervalued, while 0 indicate potential overvaluation. The assessment depends on which methodology best fits Innovative Payment Solutions, Inc.'s business model in Software - Infrastructure.

What does a Quality of Company score of 3.2 mean for IPSI?

Innovative Payment Solutions, Inc.'s QOC of 3.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on IPSI?

CirclFi analyzes IPSI with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is IPSI a value trap in 2026?

Innovative Payment Solutions, Inc.'s Value Trap score is 42/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns Innovative Payment Solutions, Inc. (IPSI) a Quality of Company score of 3.2/10 across 32 fundamental signals as of 2026-08-27.” Source: circlfi.com/stock/IPSI/ · Methodology
Primary sources for this IPSI valuation
  • Financial statements: Innovative Payment Solutions, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001591913) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for IPSI as of ; valuations recomputed .