What Is The Hartford Insurance Group, I (HIG) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, The Hartford Insurance Group, I's intrinsic value is estimated at a composite fair value of $153.30. Trading at $138.15, the stock is approaching fair value or slight overvaluation (implied return of +11.0%), as 7 of 12 models suggest limited further upside. The most optimistic model, RCMH-DCF, places fair value at $329.28 (+138.4%), while First Chicago — the most conservative — estimates $55.05 (-60.2%). This +198.5% gap reflects genuine analytical uncertainty about The Hartford Insurance Group, I's intrinsic worth.
What Do the Models Say About HIG?
12 of 13 models are currently active for HIG. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates HIG's intrinsic value at $235.96, implying +70.8% upside from the current price. See which stocks rank higher →
How Does HIG Rank in Fire, Marine & Casualty Insurance?
Among 51 Fire, Marine & Casualty Insurance stocks, HIG ranks #21 by Quality of Company score. CirclFi's QOC score of 8.3/10 evaluates 32 fundamental signals. A score of 8.3 places HIG in the top tier.
See all Most Undervalued Fire, Marine & Casualty Insurance Stocks →
The Hartford Insurance Group, I's positioning within the Fire, Marine & Casualty Insurance segment means that reserve adequacy plays an outsized role in fundamental analysis. The sector's unique characteristics — including market share gains — shape both the opportunity set and risk profile.
Is HIG a Value Trap?
CirclFi's Value Trap algorithm assigns HIG a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for The Hartford Insurance Group, I. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, The Hartford Insurance Group, I scores 8.3 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +198.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every HIG valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across HIG's 12 active models, average confidence is 45%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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