Pearl Diver Credit Company Inc. (PDPA) Fair Value 2026

PDPA · Asset Management ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.2 /10

32 fundamental signals · 1 models active

Value Trap Risk

SAFE (0/100)

Quick Summary — As of 2026-08-28, Pearl Diver Credit Company Inc. (PDPA) trades at $25.08. QOC: 2.2/10. Value Trap Risk: 0/100 (SAFE). 1/13 models active.

Key Facts

Ticker
PDPA
Price
$25.08
Quality Score
2.2/10
Value Trap Risk
0/100
Models Active
1/13
Last Updated
Strength: 1 independent models provide multi-angle coverage
Risk: Below-average Quality Score of 2.2/10 signals weak fundamentals

What Fair Value Does Each Model Give PDPA?

1 Intrinsic Value Models vs. Current Price ($25.08)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · Low Conviction
 $16.91 -32.6%

All Models Active

All 1 models are displayed above.

What Is Pearl Diver Credit Company Inc. (PDPA) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Pearl Diver Credit Company Inc.'s intrinsic value is estimated at $16.91, suggesting the stock is overvalued at its current price of $25.08. With 1 out of 1 models flagging downside (-32.6% vs price), the market may be pricing in unsustainable growth.

What Do the Models Say About PDPA?

1 of 13 models are currently active for PDPA. All 1 active models suggest the stock trades above fair value. See which stocks rank higher →

How Does PDPA Rank in Asset Management?

Among 187 Asset Management stocks, PDPA ranks #185 by Quality of Company score. CirclFi's QOC score of 2.2/10 evaluates 32 fundamental signals. A score of 2.2 signals below-average fundamentals.

See all Most Undervalued Asset Management Stocks →

Pearl Diver Credit Company Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is PDPA a Value Trap?

CirclFi's Value Trap algorithm assigns PDPA a score of 0/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

1 of 13 models are active for Pearl Diver Credit Company Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Pearl Diver Credit Company Inc. is rated at 2.2/10. This weak-tier score exhibits fundamental weaknesses that warrant careful scrutiny.

CirclFi runs 13 independent models for each stock. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every PDPA valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across PDPA's 1 active models, average confidence is 7%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Pearl Diver Credit Company Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Asset Management Stocks Should You Also Analyze?

10 related Asset Management stocks with 13-model coverage

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Read investment analysis: GNT · TBLD · BCAT · ALP · DXYZ · HLNE · FDUS · SLRC · BDJ · AMP

Which Other Stocks Have a Similar Quality Score to PDPA?

6 companies across all industries closest to PDPA’s Quality of Company score of 2.2/10.

KTHCorts Trust Peco Energy Capital Trust IIIQOC 2.2PYTPPLUS Trust Series GSC-2 GSC 2 CT FL RTQOC 2.2IPBMerrill Lynch Depositor Inc.QOC 2.2GPJAGeorgia Power Company 5% JR SUB NT 77QOC 2.2TCPATransCanada PipeLines Limited 6QOC 2.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: KTH · PYT · IPB · GPJA · TCPA · NVDA

Where Does PDPA Sit in CirclFi's Asset Management Rankings?

PDPA is ranked against every other Asset Management stock CirclFi covers in each of these screens.

See all Asset Management stocks ranked →

What Else Do Investors Ask About Pearl Diver Credit Company Inc.’s Valuation?

What is Pearl Diver Credit Company Inc.'s intrinsic value in 2026?

CirclFi does not yet have enough active models to publish a median fair value for Pearl Diver Credit Company Inc. (PDPA). The Quality of Company score is 2.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is PDPA overvalued or undervalued right now?

At $25.08, 0 of 1 active models suggest PDPA may be undervalued, while 1 indicate potential overvaluation. The assessment depends on which methodology best fits Pearl Diver Credit Company Inc.'s business model in Asset Management.

What does a Quality of Company score of 2.2 mean for PDPA?

Pearl Diver Credit Company Inc.'s QOC of 2.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on PDPA?

CirclFi analyzes PDPA with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 1 of 13 are active for this stock. Read the full methodology →

Is PDPA a value trap in 2026?

Pearl Diver Credit Company Inc.'s Value Trap score is 0/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “CirclFi assigns Pearl Diver Credit Company Inc. (PDPA) a Quality of Company score of 2.2/10 across 32 fundamental signals as of 2026-08-28.” Source: circlfi.com/stock/PDPA/ · Methodology
Primary sources for this PDPA valuation
  • Financial statements: Pearl Diver Credit Company Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001998043) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for PDPA as of ; valuations recomputed .