What Is Intercorp Financial Services In (IFS) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Intercorp Financial Services In's intrinsic value is estimated at $102.86, presenting a divided outlook at the current price of $59.88. With an average implied return of +71.8% across a split 6–3 (bull–bear) consensus, the model spread of +360.3% underscores analytical uncertainty. Notably, RCMH-DCF sees the most upside at +303.6% (fair value: $241.66), while Markov DDM is the most conservative at -56.8% ($25.88). The spread between these extremes — +360.3% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About IFS?
11 of 13 models are currently active for IFS. Of these, 7 models suggest upside while 4 models suggest overvaluation. See which stocks rank higher →
How Does IFS Rank in Commercial Banks, NEC?
Among 33 Commercial Banks, NEC stocks, IFS ranks #16 by Quality of Company score. CirclFi's QOC score of 7.5/10 evaluates 32 fundamental signals. A score of 7.5 indicates above-average quality.
See all Most Undervalued Commercial Banks, NEC Stocks →
Intercorp Financial Services In's positioning within the Commercial Banks, NEC segment means that CET1 capital ratio plays an outsized role in fundamental analysis. The sector's unique characteristics — including fee income diversification — shape both the opportunity set and risk profile.
Is IFS a Value Trap?
CirclFi's Value Trap algorithm assigns IFS a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for Intercorp Financial Services In. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Intercorp Financial Services In scores 7.5 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +360.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every IFS valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across IFS's 11 active models, average confidence is 21%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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