Zhongchao Inc. (ZCMD) Fair Value 2026

ZCMD · Services-Educational Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

2.1 /10

32 fundamental signals · 12 models active

Value Trap Risk

SAFE (15/100)

Quick Summary — As of 2026-07-15, Zhongchao Inc. (ZCMD) trades at $1.65, approximately 288% above CirclFi’s Bayesian DCF fair value of $0.43. QOC: 2.1/10. Value Trap Risk: 15/100 (SAFE). 12/13 models active.

Key Facts

Ticker
ZCMD
Price
$1.65
Quality Score
2.1/10
Value Trap Risk
15/100
Models Active
12/13
Last Updated
Strength: CUCE Ensemble suggests +14.7% upside with 0% confidence
Risk: Below-average Quality Score of 2.1/10 signals weak fundamentals

Is Zhongchao Inc. (ZCMD) Undervalued or Overvalued in 2026?

According to CirclFi’s 12-model valuation engine, Zhongchao Inc. (ZCMD) appears overvalued as of : the median of 12 independent fair value estimates is $1.03, 37.6% below the current price of $1.65. Estimates range from $0.10 to $9.01. ZCMD scores 2.1/10 on fundamental quality and 15/100 on value-trap risk.

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Zhongchao Inc. Stock in 2026? →

Valuation Matrix

12 Intrinsic Value Models vs. Current Price ($1.65)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Low Conviction
 $0.43 -74.2%
Earnings Power Value
Medium Conviction
 $0.59 -64.2%
CUCE Ensemble
Low Conviction
 $1.89 +14.7%
First Chicago
Low Conviction
 $0.10 -94.1%

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What Is Zhongchao Inc. (ZCMD) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Zhongchao Inc.'s intrinsic value is estimated at a composite fair value of $2.15. Trading at $1.65, the stock is approaching fair value or slight overvaluation (implied return of +30.2%), as 7 of 12 models suggest limited further upside. Model dispersion is worth noting: ML-RIV targets $9.01 (+445.9%), versus First Chicago at $0.10 (-94.1%). This +540.0% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About ZCMD?

12 of 13 models are currently active for ZCMD. Of these, 5 models suggest upside while 7 models suggest overvaluation. The Bayesian DCF estimates ZCMD's intrinsic value at $0.43, implying -74.2% downside from the current price. See which stocks rank higher →

How Does ZCMD Rank in Services-Educational Services?

Among 39 Services-Educational Services stocks, ZCMD ranks #37 by Quality of Company score. CirclFi's QOC score of 2.1/10 evaluates 32 fundamental signals. A score of 2.1 signals below-average fundamentals.

See all Most Undervalued Services-Educational Services Stocks →

Zhongchao Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is ZCMD a Value Trap?

CirclFi's Value Trap algorithm assigns ZCMD a score of 15/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

12 of 13 models are active for Zhongchao Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Zhongchao Inc. earns a quality score of 2.1/10. This concerning rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +540.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every ZCMD valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across ZCMD's 12 active models, average confidence is 13%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Zhongchao Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Services-Educational Services Stocks Should You Also Analyze?

8 related Services-Educational Services stocks with 13-model coverage

LRNStride, Inc.QOC 10.0PRDOPerdoceo Education CorporationQOC 9.5LOPEGrand Canyon Education, Inc.QOC 9.4IHiHuman Inc.QOC 9.4LGCYLegacy Education Inc.QOC 9.3STGSunlands Technology GroupQOC 9.2NAMIJinxin Technology Holding CompaQOC 9.0EDUNew Oriental Education & TechnoQOC 8.8

Read investment analysis: LRN · PRDO · LOPE · IH · LGCY

See all Services-Educational Services stocks ranked →

Frequently Asked Questions About Zhongchao Inc.

What is Zhongchao Inc.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Zhongchao Inc. (ZCMD) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $0.43. The Quality of Company score is 2.1/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is ZCMD overvalued or undervalued right now?

At $1.65, 5 of 12 active models suggest ZCMD may be undervalued, while 7 indicate potential overvaluation. The median of all 12 fair value estimates is $1.03, 37.6% below the current price of $1.65 — a consensus view that ZCMD is overvalued. The assessment depends on which methodology best fits Zhongchao Inc.'s business model in Services-Educational Services.

What does a Quality of Company score of 2.1 mean for ZCMD?

Zhongchao Inc.'s QOC of 2.1/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on ZCMD?

CirclFi analyzes ZCMD with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 12 of 13 are active for this stock. Read the full methodology →

Is ZCMD a value trap in 2026?

Zhongchao Inc.'s Value Trap score is 15/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 12-model valuation engine, Zhongchao Inc. (ZCMD) has a median fair value of $1.03 — 37.6% below the current price of $1.65 — as of 2026-07-15.” Source: circlfi.com/stock/ZCMD/ · Methodology

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