Savers Value Village, Inc. (SVV) Fair Value 2026

SVV · Specialty Retail ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.2 /10

32 fundamental signals · 11 models active

Value Trap Risk

SAFE (21/100)

Quick Summary — As of 2026-08-28, Savers Value Village, Inc. (SVV) trades at $10.57, versus a $4.85 median fair value across its 11 active models — 54.1% below the current price. QOC: 7.2/10. Value Trap Risk: 21/100 (SAFE). 11/13 models active. Within that set, the Bayesian DCF component alone returns $4.10.

Key Facts

Ticker
SVV
Price
$10.57
Quality Score
7.2/10
Value Trap Risk
21/100
Models Active
11/13
Last Updated
Strength: First Chicago suggests +130.4% upside with 65% confidence
Risk: Majority of models suggest overvaluation

Is Savers Value Village, Inc. (SVV) Undervalued or Overvalued in 2026?

According to CirclFi’s 11-model valuation engine, Savers Value Village, Inc. (SVV) appears overvalued as of : the median of 11 independent fair value estimates is $4.85, 54.1% below the current price of $10.57. Estimates range from $0.18 to $24.35. SVV scores 7.2/10 on fundamental quality and 21/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. SVV’s -54.1% gap is wider than that market norm, and the Specialty Retail sector median is -15.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Savers Value Village, Inc. Stock in 2026? →

What Fair Value Does Each Model Give SVV?

11 Intrinsic Value Models vs. Current Price ($10.57)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $4.10 -61.2%
Ensemble · Low Conviction
 $4.85 -54.1%
Scenario · High Conviction
 $24.35 +130.4%
Intrinsic · High Conviction
 $0.59 -94.4%
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What Is SVV's Fair Value Range?

Spread across 11 independent models · $0.18 to $24.35

CirclFi's 11 active models place Savers Value Village, Inc. (SVV) between $0.18 and $24.35 per share, a spread of 499% of the median. The median of that range — $4.85 — is the fair value CirclFi publishes for SVV, against a current price of $10.57.

Low · ML-RIVHigh · First Chicago
$0.18median $4.85$24.35
Where the range comes from
Most bearish modelML Residual Income$0.18
Most bullish modelFirst Chicago$24.35
Model agreement2 bullish · 9 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for SVV. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on SVV, not a CirclFi price target. How each model works →

What Is Savers Value Village, Inc. (SVV) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Savers Value Village, Inc.'s intrinsic value is estimated at $4.85, suggesting the stock is overvalued at its current price of $10.57. With 9 out of 11 models flagging downside (-54.1% vs price), the market may be pricing in unsustainable growth. The most optimistic model, First Chicago, places fair value at $24.35 (+130.4%), while ML-RIV — the most conservative — estimates $0.18 (-98.3%). This +228.7% gap reflects genuine analytical uncertainty about Savers Value Village, Inc.'s intrinsic worth. Among models with highest confidence, Bayesian DCF lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About SVV?

11 of 13 models are currently active for SVV. Of these, 2 models suggest upside while 9 models suggest overvaluation. Taken together, their median fair value for SVV is $4.85 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $4.10 on its own, implying -61.2% downside from the current price. See which stocks rank higher →

How Does SVV Rank in Specialty Retail?

Among 49 Specialty Retail stocks, SVV ranks #21 by Quality of Company score. CirclFi's QOC score of 7.2/10 evaluates 32 fundamental signals. A score of 7.2 indicates above-average quality.

Within the Specialty Retail space, Savers Value Village, Inc. competes in an environment where customer lifetime value (CLV) often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.

Is SVV a Value Trap?

CirclFi's Value Trap algorithm assigns SVV a score of 21/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

11 of 13 models are active for Savers Value Village, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Savers Value Village, Inc.'s fundamental quality profile registers 7.2/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +228.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every SVV valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across SVV's 11 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Savers Value Village, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Specialty Retail Stocks Should You Also Analyze?

11 related Specialty Retail stocks with 13-model coverage

GMEGameStop Corp.QOC 7.5RECTRectitude Holdings LtdQOC 7.2ARKOArko Corp.QOC 7.5TLFTandy Leather Factory, Inc.QOC 7.1RHRHQOC 7.5BNEDBarnes & Noble Education, Inc.QOC 6.9HTLMHomesToLife Ltd.QOC 5.9NVVENuvve Holding Corp.QOC 4.5ASOAcademy Sports and Outdoors, Inc.QOC 8.5WSMWilliams-Sonoma, Inc.QOC 9.3ARHSArhaus, Inc.QOC 8.9

Read investment analysis: GME · RECT · ARKO · TLF · RH · BNED · HTLM · NVVE · ASO · WSM · ARHS

Which Other Stocks Have a Similar Quality Score to SVV?

7 companies across all industries closest to SVV’s Quality of Company score of 7.2/10.

NMRKNewmark Group, Inc.QOC 7.2CECelanese CorporationQOC 7.2HYNEHoyne Bancorp, Inc.QOC 7.2AENTAlliance Entertainment Holding CorporationQOC 7.2ADPTAdaptive Biotechnologies CorporationQOC 7.2MRPMillrose Properties, Inc.QOC 7.2NVDANVIDIA CorporationQOC 10.0

Read investment analysis: NMRK · CE · HYNE · AENT · ADPT · MRP · NVDA

What Else Do Investors Ask About Savers Value Village, Inc.’s Valuation?

What is Savers Value Village, Inc.'s intrinsic value in 2026?

CirclFi puts Savers Value Village, Inc. (SVV)'s intrinsic value at $4.85 — the median of 11 independent model estimates as of 2026-08-28, ranging from $0.18 to $24.35. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $4.10 on its own. The Quality of Company score is 7.2/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is SVV overvalued or undervalued right now?

At $10.57, 2 of 11 active models suggest SVV may be undervalued, while 9 indicate potential overvaluation. The median of all 11 fair value estimates is $4.85, 54.1% below the current price of $10.57 — a consensus view that SVV is overvalued. The assessment depends on which methodology best fits Savers Value Village, Inc.'s business model in Specialty Retail.

What does a Quality of Company score of 7.2 mean for SVV?

Savers Value Village, Inc.'s QOC of 7.2/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on SVV?

CirclFi analyzes SVV with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 11 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on SVV?

Of the 11 models currently active on SVV, First Chicago is the most bullish at $24.35 per share, and ML Residual Income is the most bearish at $0.18. CirclFi's published fair value for SVV is the median of that range, $4.85, not either extreme. The gap between the two ends equals 499% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is SVV a value trap in 2026?

Savers Value Village, Inc.'s Value Trap score is 21/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 11-model valuation engine, Savers Value Village, Inc. (SVV) has a median fair value of $4.85 — 54.1% below the current price of $10.57 — as of 2026-08-28.” Source: circlfi.com/stock/SVV/ · Methodology
Primary sources for this SVV valuation
  • Financial statements: Savers Value Village, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001883313) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for SVV as of ; valuations recomputed .

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