What Is First Northwest Bancorp (FNWB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, First Northwest Bancorp's intrinsic value is estimated at $15.86, presenting a divided outlook at the current price of $11.28. With an average implied return of +40.6% across a split 6–6 (bull–bear) consensus, the model spread of +369.3% underscores analytical uncertainty. Notably, ML-RIV sees the most upside at +302.9% (fair value: $45.44), while EROIC is the most conservative at -66.5% ($3.78). The spread between these extremes — +369.3% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About FNWB?
12 of 13 models are currently active for FNWB. Of these, 6 models suggest upside while 6 models suggest overvaluation. The Bayesian DCF estimates FNWB's intrinsic value at $20.86, implying +85.0% upside from the current price. See which stocks rank higher →
How Does FNWB Rank in Savings Institutions, Not Federally Chartered?
Among 22 Savings Institutions, Not Federally Chartered stocks, FNWB ranks #14 by Quality of Company score. CirclFi's QOC score of 7.1/10 evaluates 32 fundamental signals. A score of 7.1 indicates above-average quality.
First Northwest Bancorp operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is FNWB a Value Trap?
CirclFi's Value Trap algorithm assigns FNWB a score of 15/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for First Northwest Bancorp. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, First Northwest Bancorp's fundamental quality profile registers 7.1/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +369.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FNWB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FNWB's 12 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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