What Is NorthEast Community Bancorp, In (NECB) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, NorthEast Community Bancorp, In's intrinsic value is estimated at a composite fair value of $55.94. At a current market price of $26.41, 9 of 12 active valuation models identify upside potential, projecting an average implied return of +111.8%. Notably, Bayesian DCF sees the most upside at +350.8% (fair value: $119.05), while EPV is the most conservative at -34.9% ($17.20). The spread between these extremes — +385.7% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About NECB?
12 of 13 models are currently active for NECB. Of these, 9 models suggest upside while 3 models suggest overvaluation. The Bayesian DCF estimates NECB's intrinsic value at $119.05, implying +350.8% upside from the current price. See which stocks rank higher →
How Does NECB Rank in Savings Institutions, Not Federally Chartered?
Among 22 Savings Institutions, Not Federally Chartered stocks, NECB ranks #1 by Quality of Company score. CirclFi's QOC score of 9.5/10 evaluates 32 fundamental signals. A score of 9.5 places NECB in the top tier.
NorthEast Community Bancorp, In operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.
Is NECB a Value Trap?
CirclFi's Value Trap algorithm assigns NECB a score of 6/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for NorthEast Community Bancorp, In. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, NorthEast Community Bancorp, In scores 9.5 out of 10 on our 32-signal quality assessment, a elite rating that ranks among the highest-quality businesses in our coverage universe. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +385.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every NECB valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across NECB's 12 active models, average confidence is 41%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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