Wheels Up Experience Inc. (UP) Fair Value 2026

UP · Air Transportation, Nonscheduled ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

4.7 /10

32 fundamental signals · 9 models active

Value Trap Risk

WARN (49/100)

Quick Summary — As of 2026-07-14, Wheels Up Experience Inc. (UP) trades at $6.49, approximately 170% above CirclFi’s Bayesian DCF fair value of $2.40. QOC: 4.7/10. Value Trap Risk: 49/100 (WARN). 9/13 models active.

Key Facts

Ticker
UP
Price
$6.49
Quality Score
4.7/10
Value Trap Risk
49/100
Models Active
9/13
Last Updated
Strength: PWERM suggests +216.0% upside with 41% confidence
Risk: Value Trap score of 49 suggests caution despite apparent undervaluation

Valuation Matrix

9 Intrinsic Value Models vs. Current Price ($6.49)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
Low Conviction
$2.40 -63.0%
CUCE Ensemble
Low Conviction
$18.11 +179.0%
First Chicago
Medium Conviction
$2.16 -66.7%
PWERM
Medium Conviction
$20.51 +216.0%

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What Is Wheels Up Experience Inc. (UP) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, our multi-model framework produces a cautiously optimistic read on Wheels Up Experience Inc. at $6.49. With an estimated intrinsic value of $9.17 and 5 of 9 models pointing higher, the average implied return is +41.2%. The most optimistic model, PWERM, places fair value at $20.51 (+216.0%), while First Chicago — the most conservative — estimates $2.16 (-66.7%). This +282.7% gap reflects genuine analytical uncertainty about Wheels Up Experience Inc.'s intrinsic worth.

What Do the Models Say About UP?

9 of 13 models are currently active for UP. Of these, 5 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates UP's intrinsic value at $2.40, implying -63.0% downside from the current price. See which stocks rank higher →

How Does UP Rank in Air Transportation, Nonscheduled?

Among 6 Air Transportation, Nonscheduled stocks, UP ranks #4 by Quality of Company score. CirclFi's QOC score of 4.7/10 evaluates 32 fundamental signals. A score of 4.7 reflects mixed fundamentals.

As a automotive sector, Wheels Up Experience Inc. operates in a sector where fleet electrification pace is a critical driver of valuation. Investors evaluating UP should weigh these sector-specific dynamics alongside our model-derived fair values.

Is UP a Value Trap?

CirclFi's Value Trap algorithm assigns UP a score of 49/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

9 of 13 models are active for Wheels Up Experience Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Wheels Up Experience Inc.'s fundamental quality profile registers 4.7/10. This mixed score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +282.7% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every UP valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across UP's 9 active models, average confidence is 14%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Wheels Up Experience Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Air Transportation, Nonscheduled Stocks Should You Also Analyze?

5 related Air Transportation, Nonscheduled stocks with 13-model coverage

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Frequently Asked Questions About Wheels Up Experience Inc.

What is Wheels Up Experience Inc.'s intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Wheels Up Experience Inc. (UP) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $2.40. The Quality of Company score is 4.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is UP overvalued or undervalued right now?

At $6.49, 5 of 9 active models suggest UP may be undervalued, while 4 indicate potential overvaluation. The assessment depends on which methodology best fits Wheels Up Experience Inc.'s business model in Air Transportation, Nonscheduled.

What does a Quality of Company score of 4.7 mean for UP?

Wheels Up Experience Inc.'s QOC of 4.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores below 5 flag potential fundamental weaknesses requiring careful analysis.

How many valuation models does CirclFi run on UP?

CirclFi analyzes UP with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 9 of 13 are active for this stock. Read the full methodology →

Is UP a value trap in 2026?

Wheels Up Experience Inc.'s Value Trap score is 49/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries. Browse stocks by value-trap risk →

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