What Is Zions Bancorporation N.A. - Dep (ZIONP) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Zions Bancorporation N.A. - Dep's intrinsic value is estimated at a composite fair value of $60.05. At a current market price of $18.35, 10 of 10 active valuation models identify upside potential, projecting an average implied return of +227.3%. Notably, CUCE sees the most upside at +490.5% (fair value: $108.34), while Regime Cross is the most conservative at +5.8% ($19.40). The spread between these extremes — +484.8% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About ZIONP?
10 of 13 models are currently active for ZIONP. All 10 active models suggest the stock trades below fair value. The Bayesian DCF estimates ZIONP's intrinsic value at $72.99, implying +297.8% upside from the current price. See which stocks rank higher →
How Does ZIONP Rank in National Commercial Banks?
Among 90 National Commercial Banks stocks, ZIONP ranks #79 by Quality of Company score. CirclFi's QOC score of 5.1/10 evaluates 32 fundamental signals. A score of 5.1 reflects mixed fundamentals.
See all Most Undervalued National Commercial Banks Stocks →
Zions Bancorporation N.A. - Dep's positioning within the National Commercial Banks segment means that return on tangible equity plays an outsized role in fundamental analysis. The sector's unique characteristics — including loan portfolio growth — shape both the opportunity set and risk profile.
Is ZIONP a Value Trap?
CirclFi's Value Trap algorithm assigns ZIONP a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
10 of 13 models are active for Zions Bancorporation N.A. - Dep. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Zions Bancorporation N.A. - Dep scores 5.1 out of 10 on our 32-signal quality assessment, a moderate rating that shows mixed signals across our quality framework with notable weaknesses. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +484.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every ZIONP valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across ZIONP's 10 active models, average confidence is 33%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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