What Is Wintrust Financial Corporation (WTFCN) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Wintrust Financial Corporation is potentially undervalued at its current price of $26.11. Based on our 13-model framework, Wintrust Financial Corporation 's intrinsic value is estimated at a composite fair value of $80.19 — representing +207.2% implied upside — with 6 out of 7 active models confirming this thesis. Model dispersion is worth noting: Sentiment SOTP targets $143.61 (+450.1%), versus Dynamic NAV at $8.66 (-66.8%). This +516.9% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About WTFCN?
7 of 13 models are currently active for WTFCN. Of these, 6 models suggest upside while 1 model suggests overvaluation. See which stocks rank higher →
How Does WTFCN Rank in State Commercial Banks?
Among 170 State Commercial Banks stocks, WTFCN ranks #22 by Quality of Company score. CirclFi's QOC score of 8.9/10 evaluates 32 fundamental signals. A score of 8.9 places WTFCN in the top tier.
See all Most Undervalued State Commercial Banks Stocks →
The State Commercial Banks sector introduces analytical considerations specific to lending environment businesses. For Wintrust Financial Corporation , metrics like cost-to-income ratio provide important context that general-purpose valuation models may underweight.
Is WTFCN a Value Trap?
The Value Trap algorithm is not active for WTFCN. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
7 of 13 models are active for Wintrust Financial Corporation . Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, Wintrust Financial Corporation earns a quality score of 8.9/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.
The gap between the most bullish and bearish model spans +516.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every WTFCN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across WTFCN's 7 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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