Vera Bradley, Inc. (VRA) Fair Value 2026

VRA · Footwear & Accessories ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

5.5 /10

32 fundamental signals · 2 models active

Value Trap Risk

LOW (33/100)

Quick Summary — As of 2026-08-27, Vera Bradley, Inc. (VRA) trades at $3.34, versus a $4.26 median fair value across its 2 active models — 27.4% above the current price. QOC: 5.5/10. Value Trap Risk: 33/100 (LOW). 2/13 models active.

Key Facts

Ticker
VRA
Price
$3.34
Quality Score
5.5/10
Value Trap Risk
33/100
Models Active
2/13
Last Updated
Strength: PWERM suggests +70.7% upside with 34% confidence
Risk: Limited model coverage (2/13) may reduce confidence

Is Vera Bradley, Inc. (VRA) Undervalued or Overvalued in 2026?

According to CirclFi’s 2-model valuation engine, Vera Bradley, Inc. (VRA) appears undervalued as of : the median of 2 independent fair value estimates is $4.26, 27.4% above the current price of $3.34. Estimates range from $2.81 to $5.70. VRA scores 5.5/10 on fundamental quality and 33/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. VRA’s +27.4% gap is wider than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Vera Bradley, Inc. Stock in 2026? →

What Fair Value Does Each Model Give VRA?

2 Intrinsic Value Models vs. Current Price ($3.34)

Core Models (Unlocked)
Model Fair Value Upside
Asset-Based · High Conviction
 $2.81 -15.9%
Option-Based · Medium Conviction
 $5.70 +70.7%

All Models Active

All 2 models are displayed above.

What Is Vera Bradley, Inc. (VRA) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Vera Bradley, Inc. presents a highly debated valuation profile at its current price of $3.34. The median intrinsic value is estimated at $4.26 (+27.4% median upside), masking a wide model spread between the 1 bullish models and 1 bearish models. Model dispersion is worth noting: PWERM targets $5.70 (+70.7%), versus Dynamic NAV at $2.81 (-15.9%). This +86.5% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About VRA?

2 of 13 models are currently active for VRA. Of these, 1 model suggests upside while 1 model suggests overvaluation. Taken together, their median fair value for VRA is $4.26 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does VRA Rank in Footwear & Accessories?

Among 16 Footwear & Accessories stocks, VRA ranks #12 by Quality of Company score. CirclFi's QOC score of 5.5/10 evaluates 32 fundamental signals. A score of 5.5 reflects mixed fundamentals.

Vera Bradley, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is VRA a Value Trap?

CirclFi's Value Trap algorithm assigns VRA a score of 33/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

2 of 13 models are active for Vera Bradley, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Vera Bradley, Inc. is rated at 5.5/10. This solid-tier score maintains reasonable quality metrics with some areas for improvement.

The gap between the most bullish and bearish model spans +86.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every VRA valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across VRA's 2 active models, average confidence is 46%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Vera Bradley, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Footwear & Accessories Stocks Should You Also Analyze?

11 related Footwear & Accessories stocks with 13-model coverage

FOSLFossil Group, Inc.QOC 5.9AREBAmerican Rebel Holdings, Inc.QOC 4.8DBIDesigner Brands Inc.QOC 6.5FWDIForward Industries, Inc.QOC 4.8BIRKBirkenstock Holding plcQOC 7.6GRNLGreenlite Ventures Inc.QOC 2.9FMFCKandal M Venture LimitedQOC 2.5WWWWolverine World Wide, Inc.QOC 8.3RCKYRocky Brands, Inc.QOC 7.8DECKDeckers Outdoor CorporationQOC 9.6ONONOn Holding AGQOC 8.5

Read investment analysis: FOSL · AREB · DBI · FWDI · BIRK · GRNL · FMFC · WWW · RCKY · DECK · ONON

Which Other Stocks Have a Similar Quality Score to VRA?

7 companies across all industries closest to VRA’s Quality of Company score of 5.5/10.

ASPSAltisource Portfolio Solutions S.A.QOC 5.5ZNOGZion Oil & Gas, Inc.QOC 5.5SPRYARS Pharmaceuticals, Inc.QOC 5.5JBGSJBG SMITH PropertiesQOC 5.5SMCSummit Midstream CorporationQOC 5.5TOFBTofutti Brands Inc.QOC 5.5NVDANVIDIA CorporationQOC 10.0

Read investment analysis: ASPS · ZNOG · SPRY · JBGS · SMC · TOFB · NVDA

What Else Do Investors Ask About Vera Bradley, Inc.’s Valuation?

What is Vera Bradley, Inc.'s intrinsic value in 2026?

CirclFi puts Vera Bradley, Inc. (VRA)'s intrinsic value at $4.26 — the median of 2 independent model estimates as of 2026-08-27, ranging from $2.81 to $5.70. The Quality of Company score is 5.5/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is VRA overvalued or undervalued right now?

At $3.34, 1 of 2 active models suggest VRA may be undervalued, while 1 indicate potential overvaluation. The median of all 2 fair value estimates is $4.26, 27.4% above the current price of $3.34 — a consensus view that VRA is undervalued. The assessment depends on which methodology best fits Vera Bradley, Inc.'s business model in Footwear & Accessories.

What does a Quality of Company score of 5.5 mean for VRA?

Vera Bradley, Inc.'s QOC of 5.5/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on VRA?

CirclFi analyzes VRA with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 2 of 13 are active for this stock. Read the full methodology →

Is VRA a value trap in 2026?

Vera Bradley, Inc.'s Value Trap score is 33/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 2-model valuation engine, Vera Bradley, Inc. (VRA) has a median fair value of $4.26 — 27.4% above the current price of $3.34 — as of 2026-08-27.” Source: circlfi.com/stock/VRA/ · Methodology
Primary sources for this VRA valuation
  • Financial statements: Vera Bradley, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001495320) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for VRA as of ; valuations recomputed .