What Is Valley National Bancorp - 8.250 (VLYPN) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Valley National Bancorp - 8.250 at its current price of $25.50. The composite intrinsic value is estimated at $27.38 (+7.4% average return), with 9 models flagging overvaluation risk. Notably, PWERM sees the most upside at +341.6% (fair value: $112.58), while Sentiment SOTP is the most conservative at -90.3% ($2.48). The spread between these extremes — +431.8% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About VLYPN?
13 of 13 models are currently active for VLYPN. Of these, 3 models suggest upside while 10 models suggest overvaluation. The Bayesian DCF estimates VLYPN's intrinsic value at $12.36, implying -51.5% downside from the current price. See which stocks rank higher →
How Does VLYPN Rank in National Commercial Banks?
Among 88 National Commercial Banks stocks, VLYPN ranks #84 by Quality of Company score. CirclFi's QOC score of 3.8/10 evaluates 32 fundamental signals. A score of 3.8 signals below-average fundamentals.
See all Most Undervalued National Commercial Banks Stocks →
As a financial institution, Valley National Bancorp - 8.250 operates in a sector where CET1 capital ratio is a critical driver of valuation. Investors evaluating VLYPN should weigh these sector-specific dynamics alongside our model-derived fair values.
Is VLYPN a Value Trap?
CirclFi's Value Trap algorithm assigns VLYPN a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
13 of 13 models are active for Valley National Bancorp - 8.250. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Valley National Bancorp - 8.250 is rated at 3.8/10. This moderate-tier score shows mixed signals across our quality framework with notable weaknesses.
The gap between the most bullish and bearish model spans +431.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every VLYPN valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across VLYPN's 13 active models, average confidence is 34%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad