Toppoint Holdings Inc. (TOPP) Fair Value 2026

TOPP · Trucking & Courier Services (No Air) ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.3 /10

32 fundamental signals · 2 models active

Value Trap Risk

LOW (28/100)

Quick Summary — As of 2026-08-27, Toppoint Holdings Inc. (TOPP) trades at $0.19, versus a $0.43 median fair value across its 2 active models — 122.2% above the current price. QOC: 6.3/10. Value Trap Risk: 28/100 (LOW). 2/13 models active.

Key Facts

Ticker
TOPP
Price
$0.19
Quality Score
6.3/10
Value Trap Risk
28/100
Models Active
2/13
Last Updated
Strength: PWERM suggests +177.8% upside with 30% confidence
Risk: Limited model coverage (2/13) may reduce confidence

Is Toppoint Holdings Inc. (TOPP) Undervalued or Overvalued in 2026?

According to CirclFi’s 2-model valuation engine, Toppoint Holdings Inc. (TOPP) appears undervalued as of : the median of 2 independent fair value estimates is $0.43, 122.2% above the current price of $0.19. Estimates range from $0.32 to $0.53. TOPP scores 6.3/10 on fundamental quality and 28/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. TOPP’s +122.2% gap is wider than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Toppoint Holdings Inc. Stock in 2026? →

What Fair Value Does Each Model Give TOPP?

2 Intrinsic Value Models vs. Current Price ($0.19)

Core Models (Unlocked)
Model Fair Value Upside
Asset-Based · High Conviction
 $0.32 +66.7%
Option-Based · Medium Conviction
 $0.53 +177.8%

All Models Active

All 2 models are displayed above.

What Is Toppoint Holdings Inc. (TOPP) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Toppoint Holdings Inc. is potentially undervalued at its current price of $0.19. Based on our 13-model framework, Toppoint Holdings Inc.'s intrinsic value is estimated at a median fair value of $0.43 — representing +122.2% implied upside — with 2 out of 2 active models confirming this thesis. Model dispersion is worth noting: PWERM targets $0.53 (+177.8%), versus Dynamic NAV at $0.32 (+66.7%). This +111.2% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About TOPP?

2 of 13 models are currently active for TOPP. All 2 active models suggest the stock trades below fair value. Taken together, their median fair value for TOPP is $0.43 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does TOPP Rank in Trucking & Courier Services (No Air)?

Among 1 Trucking & Courier Services (No Air) stocks, TOPP ranks #1 by Quality of Company score. CirclFi's QOC score of 6.3/10 evaluates 32 fundamental signals. A score of 6.3 indicates above-average quality.

As a transportation company, Toppoint Holdings Inc. operates in a sector where units delivered is a critical driver of valuation. Investors evaluating TOPP should weigh these sector-specific dynamics alongside our model-derived fair values.

Is TOPP a Value Trap?

CirclFi's Value Trap algorithm assigns TOPP a score of 28/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

2 of 13 models are active for Toppoint Holdings Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Toppoint Holdings Inc.'s fundamental quality profile registers 6.3/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +111.2% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every TOPP valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across TOPP's 2 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Toppoint Holdings Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Other Stocks Have a Similar Quality Score to TOPP?

7 companies across all industries closest to TOPP’s Quality of Company score of 6.3/10.

LGPSLogProstyle Inc.QOC 6.3BRTXBioRestorative Therapies, Inc.QOC 6.3NNUPNocopi Technologies, Inc.QOC 6.3SRRESunrise Real Estate Group, Inc.QOC 6.3PLTKPlaytika Holding Corp.QOC 6.3ALVOAlvotechQOC 6.3NVDANVIDIA CorporationQOC 10.0

Read investment analysis: LGPS · BRTX · NNUP · SRRE · PLTK · ALVO · NVDA

What Else Do Investors Ask About Toppoint Holdings Inc.’s Valuation?

What is Toppoint Holdings Inc.'s intrinsic value in 2026?

CirclFi puts Toppoint Holdings Inc. (TOPP)'s intrinsic value at $0.43 — the median of 2 independent model estimates as of 2026-08-27, ranging from $0.32 to $0.53. The Quality of Company score is 6.3/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is TOPP overvalued or undervalued right now?

At $0.19, 2 of 2 active models suggest TOPP may be undervalued, while 0 indicate potential overvaluation. The median of all 2 fair value estimates is $0.43, 122.2% above the current price of $0.19 — a consensus view that TOPP is undervalued. The assessment depends on which methodology best fits Toppoint Holdings Inc.'s business model in Trucking & Courier Services (No Air).

What does a Quality of Company score of 6.3 mean for TOPP?

Toppoint Holdings Inc.'s QOC of 6.3/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on TOPP?

CirclFi analyzes TOPP with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 2 of 13 are active for this stock. Read the full methodology →

Is TOPP a value trap in 2026?

Toppoint Holdings Inc.'s Value Trap score is 28/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap. Browse stocks by value-trap risk →

Cite this analysis — “According to CirclFi’s 2-model valuation engine, Toppoint Holdings Inc. (TOPP) has a median fair value of $0.43 — 122.2% above the current price of $0.19 — as of 2026-08-27.” Source: circlfi.com/stock/TOPP/ · Methodology
Primary sources for this TOPP valuation
  • Financial statements: Toppoint Holdings Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001960847) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for TOPP as of ; valuations recomputed .