Rithm Property Trust Inc. (RPT) Fair Value 2026

RPT · REIT - Mortgage ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

5.1 /10

32 fundamental signals · 3 models active

Value Trap Risk

LOW (39/100)

Quick Summary — As of 2026-08-28, Rithm Property Trust Inc. (RPT) trades at $12.86, versus a $12.15 median fair value across its 3 active models — 5.5% below the current price. QOC: 5.1/10. Value Trap Risk: 39/100 (LOW). 3/13 models active.

Key Facts

Ticker
RPT
Price
$12.86
Quality Score
5.1/10
Value Trap Risk
39/100
Models Active
3/13
Last Updated
Strength: PWERM suggests +454.5% upside with 39% confidence
Risk: Majority of models suggest overvaluation

Is Rithm Property Trust Inc. (RPT) Undervalued or Overvalued in 2026?

According to CirclFi’s 3-model valuation engine, Rithm Property Trust Inc. (RPT) appears fairly valued as of : the median of 3 independent fair value estimates is $12.15, within 5.5% of the current price of $12.86. Estimates range from $10.48 to $71.31. RPT scores 5.1/10 on fundamental quality and 39/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.4% versus its own 13-model consensus, across 3,809 rated companies as of 2026-08-28. RPT’s -5.5% gap is narrower than that market norm, and the REIT - Mortgage sector median is +8.0%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Rithm Property Trust Inc. Stock in 2026? →

What Fair Value Does Each Model Give RPT?

3 Intrinsic Value Models vs. Current Price ($12.86)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $10.48 -18.5%
Relative · Medium Conviction
 $12.15 -5.5%
Option-Based · Medium Conviction
 $71.31 +454.5%

All Models Active

All 3 models are displayed above.

What Is RPT's Fair Value Range?

Spread across 3 independent models · $10.48 to $71.31

CirclFi's 3 active models place Rithm Property Trust Inc. (RPT) between $10.48 and $71.31 per share, a spread of 501% of the median. The median of that range — $12.15 — is the fair value CirclFi publishes for RPT, against a current price of $12.86.

Low · ML-RIVHigh · PWERM
$10.48median $12.15$71.31
Where the range comes from
Most bearish modelML Residual Income$10.48
Most bullish modelPWERM$71.31
Model agreement1 bullish · 2 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for RPT. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on RPT, not a CirclFi price target. How each model works →

What Is Rithm Property Trust Inc. (RPT) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Rithm Property Trust Inc.'s intrinsic value is estimated at a median fair value of $12.15. Trading at $12.86, the stock is approaching fair value or slight overvaluation (implied return of -5.5%), as 2 of 3 models suggest limited further upside. The most optimistic model, PWERM, places fair value at $71.31 (+454.5%), while ML-RIV — the most conservative — estimates $10.48 (-18.5%). This +473.0% gap reflects genuine analytical uncertainty about Rithm Property Trust Inc.'s intrinsic worth.

What Do the Models Say About RPT?

3 of 13 models are currently active for RPT. Of these, 1 model suggests upside while 2 models suggest overvaluation. Taken together, their median fair value for RPT is $12.15 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does RPT Rank in REIT - Mortgage?

Among 38 REIT - Mortgage stocks, RPT ranks #37 by Quality of Company score. CirclFi's QOC score of 5.1/10 evaluates 32 fundamental signals. A score of 5.1 reflects mixed fundamentals.

Rithm Property Trust Inc.'s positioning within the REIT - Mortgage segment means that occupancy rate plays an outsized role in fundamental analysis. The sector's unique characteristics — including tenant credit quality — shape both the opportunity set and risk profile.

Is RPT a Value Trap?

CirclFi's Value Trap algorithm assigns RPT a score of 39/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

3 of 13 models are active for Rithm Property Trust Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Rithm Property Trust Inc. scores 5.1 out of 10 on our 32-signal quality assessment, a moderate rating that shows mixed signals across our quality framework with notable weaknesses. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +473.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every RPT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across RPT's 3 active models, average confidence is 45%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Rithm Property Trust Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar REIT - Mortgage Stocks Should You Also Analyze?

9 related REIT - Mortgage stocks with 13-model coverage

CMTGClaros Mortgage Trust, Inc.QOC 5.2KREFKKR Real Estate Finance Trust Inc.QOC 4.8LFTLument Finance Trust, Inc.QOC 5.3ORCOrchid Island Capital, Inc.QOC 8.6TWOTwo Harbors Investment Corp.QOC 5.4FBRTFranklin BSP Realty Trust, Inc.QOC 8.2EFCEllington Financial Inc.QOC 8.1TRTXTPG RE Finance Trust, Inc.QOC 7.2BXMTBlackstone Mortgage Trust, Inc.QOC 6.7

Read investment analysis: CMTG · KREF · LFT · ORC · TWO · FBRT · EFC · TRTX · BXMT

Which Other Stocks Have a Similar Quality Score to RPT?

7 companies across all industries closest to RPT’s Quality of Company score of 5.1/10.

SEGSeaport Entertainment Group Inc.QOC 5.1AECAnfield Energy Inc.QOC 5.1MKZRMacKenzie Realty Capital, Inc.QOC 5.1JUNSJupiter Neurosciences, Inc.QOC 5.1CYDYCytoDyn Inc.QOC 5.1SERSerina Therapeutics, Inc.QOC 5.1NVDANVIDIA CorporationQOC 10.0

Read investment analysis: SEG · AEC · MKZR · JUNS · CYDY · SER · NVDA

What Else Do Investors Ask About Rithm Property Trust Inc.’s Valuation?

What is Rithm Property Trust Inc.'s intrinsic value in 2026?

CirclFi puts Rithm Property Trust Inc. (RPT)'s intrinsic value at $12.15 — the median of 3 independent model estimates as of 2026-08-28, ranging from $10.48 to $71.31. The Quality of Company score is 5.1/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is RPT overvalued or undervalued right now?

At $12.86, 1 of 3 active models suggest RPT may be undervalued, while 2 indicate potential overvaluation. The median of all 3 fair value estimates is $12.15, within 5.5% of the current price of $12.86 — a consensus view that RPT is fairly valued. The assessment depends on which methodology best fits Rithm Property Trust Inc.'s business model in REIT - Mortgage.

What does a Quality of Company score of 5.1 mean for RPT?

Rithm Property Trust Inc.'s QOC of 5.1/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on RPT?

CirclFi analyzes RPT with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 3 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on RPT?

Of the 3 models currently active on RPT, PWERM is the most bullish at $71.31 per share, and ML Residual Income is the most bearish at $10.48. CirclFi's published fair value for RPT is the median of that range, $12.15, not either extreme. The gap between the two ends equals 501% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is RPT a value trap in 2026?

Rithm Property Trust Inc.'s Value Trap score is 39/100 (LOW). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 3-model valuation engine, Rithm Property Trust Inc. (RPT) has a median fair value of $12.15 — within 5.5% of the current price of $12.86 — as of 2026-08-28.” Source: circlfi.com/stock/RPT/ · Methodology
Primary sources for this RPT valuation
  • Financial statements: Rithm Property Trust Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001614806) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for RPT as of ; valuations recomputed .