Paysafe Limited (PSFE) Fair Value 2026

PSFE · Software - Infrastructure ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.0 /10

32 fundamental signals · 3 models active

Value Trap Risk

SAFE (22/100)

Quick Summary — As of 2026-08-27, Paysafe Limited (PSFE) trades at $6.72, versus a $34.62 median fair value across its 3 active models — 415.2% above the current price. QOC: 6.0/10. Value Trap Risk: 22/100 (SAFE). 3/13 models active. Within that set, the Bayesian DCF component alone returns $34.62.

Key Facts

Ticker
PSFE
Price
$6.72
Quality Score
6.0/10
Value Trap Risk
22/100
Models Active
3/13
Last Updated
Strength: FTNN Topology suggests +483.7% upside with 14% confidence
Risk: Limited model coverage (3/13) may reduce confidence

Is Paysafe Limited (PSFE) Undervalued or Overvalued in 2026?

According to CirclFi’s 3-model valuation engine, Paysafe Limited (PSFE) appears undervalued as of : the median of 3 independent fair value estimates is $34.62, 415.2% above the current price of $6.72. Estimates range from $33.43 to $39.23. PSFE scores 6.0/10 on fundamental quality and 22/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. PSFE’s +415.2% gap is wider than that market norm, and the Software - Infrastructure sector median is -22.1%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Paysafe Limited Stock in 2026? →

What Fair Value Does Each Model Give PSFE?

3 Intrinsic Value Models vs. Current Price ($6.72)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $34.62 +415.2%
Relative · Medium Conviction
 $33.43 +397.5%
Relative · Low Conviction
 $39.23 +483.7%

All Models Active

All 3 models are displayed above.

What Is PSFE's Fair Value Range?

Spread across 3 independent models · $33.43 to $39.23

CirclFi's 3 active models place Paysafe Limited (PSFE) between $33.43 and $39.23 per share, a spread of 17% of the median. The median of that range — $34.62 — is the fair value CirclFi publishes for PSFE, against a current price of $6.72.

Low · Regime CrossHigh · FTNN
$33.43median $34.62$39.23
Where the range comes from
Most bearish modelRegime Cross-Sectional$33.43
Most bullish modelFTNN Topology$39.23
Model agreement3 bullish · 0 bearishtight

The methods largely agree on PSFE. A band this narrow usually means stable, predictable cash flows that every approach reads the same way, and it is the strongest form of confirmation this engine can produce.

Every figure above is one model's standalone output on PSFE, not a CirclFi price target. How each model works →

What Is Paysafe Limited (PSFE) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Paysafe Limited is potentially undervalued at its current price of $6.72. Based on our 13-model framework, Paysafe Limited's intrinsic value is estimated at a median fair value of $34.62 — representing +415.2% implied upside — with 3 out of 3 active models confirming this thesis. Model dispersion is worth noting: FTNN targets $39.23 (+483.7%), versus Regime Cross at $33.43 (+397.5%). This +86.3% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About PSFE?

3 of 13 models are currently active for PSFE. All 3 active models suggest the stock trades below fair value. Taken together, their median fair value for PSFE is $34.62 — the figure CirclFi publishes as this stock's fair value. One component of that median, the Bayesian DCF, returns $34.62 on its own, implying +415.2% upside from the current price. See which stocks rank higher →

How Does PSFE Rank in Software - Infrastructure?

Among 186 Software - Infrastructure stocks, PSFE ranks #89 by Quality of Company score. CirclFi's QOC score of 6.0/10 evaluates 32 fundamental signals. A score of 6.0 indicates above-average quality.

See all Most Undervalued Software - Infrastructure Stocks →

The Software - Infrastructure sector introduces analytical considerations specific to digital enterprise businesses. For Paysafe Limited, metrics like free cash flow margin provide important context that general-purpose valuation models may underweight.

Is PSFE a Value Trap?

CirclFi's Value Trap algorithm assigns PSFE a score of 22/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

3 of 13 models are active for Paysafe Limited. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Deep Alpha Valuation Engine, Paysafe Limited scores 6.0 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.

The gap between the most bullish and bearish model spans +86.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every PSFE valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across PSFE's 3 active models, average confidence is 40%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Paysafe Limited Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Software - Infrastructure Stocks Should You Also Analyze?

11 related Software - Infrastructure stocks with 13-model coverage

REKRRekor Systems, Inc.QOC 6.1DVLTDatavault AI Inc.QOC 6.0BLINBridgeline Digital, Inc.QOC 6.1SDCHSideChannel, Inc.QOC 6.0IIIVi3 Verticals, Inc.QOC 6.1LSAKLesaka Technologies, Inc.QOC 6.0BNAIBrand Engagement Network, Inc.QOC 5.2XNETXunlei LimitedQOC 2.5CALXCalix, Inc.QOC 8.1FTNTFortinet, Inc.QOC 9.7QLYSQualys, Inc.QOC 9.7

Read investment analysis: REKR · DVLT · BLIN · SDCH · IIIV · LSAK · BNAI · XNET · CALX · FTNT · QLYS

Which Other Stocks Have a Similar Quality Score to PSFE?

6 companies across all industries closest to PSFE’s Quality of Company score of 6.0/10.

KURAKura Oncology, Inc.QOC 6.0NRDYNerdy Inc.QOC 6.0AVDAmerican Vanguard CorporationQOC 6.0FENGPhoenix New Media LimitedQOC 6.0NAMIJinxin Technology Holding CompanyQOC 6.0NVDANVIDIA CorporationQOC 10.0

Read investment analysis: KURA · NRDY · AVD · FENG · NAMI · NVDA

Where Does PSFE Sit in CirclFi's Software - Infrastructure Rankings?

PSFE is ranked against every other Software - Infrastructure stock CirclFi covers in each of these screens.

See all Software - Infrastructure stocks ranked →

What Else Do Investors Ask About Paysafe Limited’s Valuation?

What is Paysafe Limited's intrinsic value in 2026?

CirclFi puts Paysafe Limited (PSFE)'s intrinsic value at $34.62 — the median of 3 independent model estimates as of 2026-08-27, ranging from $33.43 to $39.23. One component of that median, the Bayesian DCF, runs 10,000 Monte Carlo simulations with jump-diffusion and returns $34.62 on its own. The Quality of Company score is 6.0/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is PSFE overvalued or undervalued right now?

At $6.72, 3 of 3 active models suggest PSFE may be undervalued, while 0 indicate potential overvaluation. The median of all 3 fair value estimates is $34.62, 415.2% above the current price of $6.72 — a consensus view that PSFE is undervalued. The assessment depends on which methodology best fits Paysafe Limited's business model in Software - Infrastructure.

What does a Quality of Company score of 6.0 mean for PSFE?

Paysafe Limited's QOC of 6.0/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on PSFE?

CirclFi analyzes PSFE with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 3 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on PSFE?

Of the 3 models currently active on PSFE, FTNN Topology is the most bullish at $39.23 per share, and Regime Cross-Sectional is the most bearish at $33.43. CirclFi's published fair value for PSFE is the median of that range, $34.62, not either extreme. The gap between the two ends equals 17% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is PSFE a value trap in 2026?

Paysafe Limited's Value Trap score is 22/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 3-model valuation engine, Paysafe Limited (PSFE) has a median fair value of $34.62 — 415.2% above the current price of $6.72 — as of 2026-08-27.” Source: circlfi.com/stock/PSFE/ · Methodology
Primary sources for this PSFE valuation
  • Financial statements: Paysafe Limited 10-K and 10-Q filings on SEC EDGAR (CIK 0001833835) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for PSFE as of ; valuations recomputed .