What Is Old National Bancorp - Deposita (ONBPO) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Old National Bancorp - Deposita's intrinsic value is estimated at a composite fair value of $31.73. Trading at $25.04, the stock is approaching fair value or slight overvaluation (implied return of +26.7%), as 7 of 11 models suggest limited further upside. Notably, ML-RIV sees the most upside at +355.9% (fair value: $114.17), while EPV is the most conservative at -71.5% ($7.14). The spread between these extremes — +427.4% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About ONBPO?
11 of 13 models are currently active for ONBPO. Of these, 3 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates ONBPO's intrinsic value at $22.56, implying -9.9% downside from the current price. See which stocks rank higher →
How Does ONBPO Rank in National Commercial Banks?
Among 88 National Commercial Banks stocks, ONBPO ranks #73 by Quality of Company score. CirclFi's QOC score of 5.7/10 evaluates 32 fundamental signals. A score of 5.7 reflects mixed fundamentals.
See all Most Undervalued National Commercial Banks Stocks →
Old National Bancorp - Deposita's positioning within the National Commercial Banks segment means that return on tangible equity plays an outsized role in fundamental analysis. The sector's unique characteristics — including digital banking adoption — shape both the opportunity set and risk profile.
Is ONBPO a Value Trap?
CirclFi's Value Trap algorithm assigns ONBPO a score of 26/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for Old National Bancorp - Deposita. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, Old National Bancorp - Deposita scores 5.7 out of 10 on our 32-signal quality assessment, a solid rating that maintains reasonable quality metrics with some areas for improvement. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +427.4% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every ONBPO valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across ONBPO's 11 active models, average confidence is 39%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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