Insperity, Inc. (NSP) Fair Value 2026

NSP · Staffing & Employment Services ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.7 /10

32 fundamental signals · 7 models active

Value Trap Risk

SAFE (16/100)

Quick Summary — As of 2026-08-27, Insperity, Inc. (NSP) trades at $51.81, versus a $67.92 median fair value across its 7 active models — 31.1% above the current price. QOC: 6.7/10. Value Trap Risk: 16/100 (SAFE). 7/13 models active.

Key Facts

Ticker
NSP
Price
$51.81
Quality Score
6.7/10
Value Trap Risk
16/100
Models Active
7/13
Last Updated
Strength: First Chicago suggests +65.6% upside with 59% confidence
Risk: Limited model coverage (7/13) may reduce confidence

Is Insperity, Inc. (NSP) Undervalued or Overvalued in 2026?

According to CirclFi’s 7-model valuation engine, Insperity, Inc. (NSP) appears undervalued as of : the median of 7 independent fair value estimates is $67.92, 31.1% above the current price of $51.81. Estimates range from $15.02 to $91.72. NSP scores 6.7/10 on fundamental quality and 16/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. NSP’s +31.1% gap is wider than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Insperity, Inc. Stock in 2026? →

What Fair Value Does Each Model Give NSP?

7 Intrinsic Value Models vs. Current Price ($51.81)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $61.37 +18.5%
Ensemble · Medium Conviction
 $67.92 +31.1%
Scenario · High Conviction
 $85.80 +65.6%
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What Is NSP's Fair Value Range?

Spread across 7 independent models · $15.02 to $91.72

CirclFi's 7 active models place Insperity, Inc. (NSP) between $15.02 and $91.72 per share, a spread of 113% of the median. The median of that range — $67.92 — is the fair value CirclFi publishes for NSP, against a current price of $51.81.

Low · Sentiment SOTPHigh · Regime Cross
$15.02median $67.92$91.72
Where the range comes from
Most bearish modelSentiment SOTP$15.02
Most bullish modelRegime Cross-Sectional$91.72
Model agreement5 bullish · 1 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for NSP. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on NSP, not a CirclFi price target. How each model works →

What Is Insperity, Inc. (NSP) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Insperity, Inc.'s intrinsic value is estimated at a median fair value of $67.92. While the stock appears modestly undervalued at $51.81 (implied upside of +31.1%), our analysis suggests a thinner margin of safety across 5 of 7 bullish models. Notably, Regime Cross sees the most upside at +77.0% (fair value: $91.72), while Sentiment SOTP is the most conservative at -71.0% ($15.02). The spread between these extremes — +148.1% — reveals how different analytical frameworks can reach starkly different conclusions. Among models with highest confidence, EPV lean bullish — adding weight to the bullish side of the thesis.

What Do the Models Say About NSP?

7 of 13 models are currently active for NSP. Of these, 5 models suggest upside while 2 models suggest overvaluation. Taken together, their median fair value for NSP is $67.92 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does NSP Rank in Staffing & Employment Services?

Among 17 Staffing & Employment Services stocks, NSP ranks #9 by Quality of Company score. CirclFi's QOC score of 6.7/10 evaluates 32 fundamental signals. A score of 6.7 indicates above-average quality.

Insperity, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is NSP a Value Trap?

CirclFi's Value Trap algorithm assigns NSP a score of 16/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

7 of 13 models are active for Insperity, Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Insperity, Inc.'s fundamental quality profile registers 6.7/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +148.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every NSP valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across NSP's 7 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Insperity, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Staffing & Employment Services Stocks Should You Also Analyze?

11 related Staffing & Employment Services stocks with 13-model coverage

TBITrueBlue, Inc.QOC 6.7MANManpowerGroup Inc.QOC 6.4MHHMastech Digital, Inc.QOC 7.1STRRStar Equity Holdings, Inc.QOC 6.3RHIRobert Half Inc.QOC 7.7GLXGGalaxy Payroll Group LimitedQOC 6.3IPDNProfessional Diversity Network, Inc.QOC 5.9JOBGEE Group Inc.QOC 4.9KFRCKforce Inc.QOC 7.9BBSIBarrett Business Services, Inc.QOC 8.6KFYKorn FerryQOC 8.6

Read investment analysis: TBI · MAN · MHH · STRR · RHI · GLXG · IPDN · JOB · KFRC · BBSI · KFY

Which Other Stocks Have a Similar Quality Score to NSP?

7 companies across all industries closest to NSP’s Quality of Company score of 6.7/10.

SNNFSeneca Bancorp, Inc.QOC 6.7MRKRMarker Therapeutics, Inc.QOC 6.7NODKNI Holdings, Inc.QOC 6.7SILCSilicom Ltd.QOC 6.7JKSJinkoSolar Holding Co., Ltd.QOC 6.7RDNTRadNet, Inc.QOC 6.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: SNNF · MRKR · NODK · SILC · JKS · RDNT · NVDA

What Else Do Investors Ask About Insperity, Inc.’s Valuation?

What is Insperity, Inc.'s intrinsic value in 2026?

CirclFi puts Insperity, Inc. (NSP)'s intrinsic value at $67.92 — the median of 7 independent model estimates as of 2026-08-27, ranging from $15.02 to $91.72. The Quality of Company score is 6.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is NSP overvalued or undervalued right now?

At $51.81, 5 of 7 active models suggest NSP may be undervalued, while 2 indicate potential overvaluation. The median of all 7 fair value estimates is $67.92, 31.1% above the current price of $51.81 — a consensus view that NSP is undervalued. The assessment depends on which methodology best fits Insperity, Inc.'s business model in Staffing & Employment Services.

What does a Quality of Company score of 6.7 mean for NSP?

Insperity, Inc.'s QOC of 6.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on NSP?

CirclFi analyzes NSP with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 7 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on NSP?

Of the 7 models currently active on NSP, Regime Cross-Sectional is the most bullish at $91.72 per share, and Sentiment SOTP is the most bearish at $15.02. CirclFi's published fair value for NSP is the median of that range, $67.92, not either extreme. The gap between the two ends equals 113% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is NSP a value trap in 2026?

Insperity, Inc.'s Value Trap score is 16/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 7-model valuation engine, Insperity, Inc. (NSP) has a median fair value of $67.92 — 31.1% above the current price of $51.81 — as of 2026-08-27.” Source: circlfi.com/stock/NSP/ · Methodology
Primary sources for this NSP valuation
  • Financial statements: Insperity, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001000753) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for NSP as of ; valuations recomputed .

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