What Is JP Morgan Chase & Co. (JPM) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, JP Morgan Chase & Co.'s intrinsic value is estimated at $259.18, suggesting the stock is overvalued at its current price of $342.89. With 9 out of 12 models flagging downside (-24.4% average return), the market may be pricing in unsustainable growth. The most optimistic model, ML-RIV, places fair value at $468.49 (+36.6%), while EROIC — the most conservative — estimates $127.09 (-62.9%). This +99.6% gap reflects genuine analytical uncertainty about JP Morgan Chase & Co.'s intrinsic worth.
What Do the Models Say About JPM?
12 of 13 models are currently active for JPM. Of these, 3 models suggest upside while 9 models suggest overvaluation. The Bayesian DCF estimates JPM's intrinsic value at $221.01, implying -35.5% downside from the current price. See which stocks rank higher →
How Does JPM Rank in National Commercial Banks?
Among 92 National Commercial Banks stocks, JPM ranks #41 by Quality of Company score. CirclFi's QOC score of 8.2/10 evaluates 32 fundamental signals. A score of 8.2 places JPM in the top tier.
See all Most Undervalued National Commercial Banks Stocks →
Within the National Commercial Banks space, JP Morgan Chase & Co. competes in an environment where net interest margin (NIM) often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is JPM a Value Trap?
CirclFi's Value Trap algorithm assigns JPM a score of 22/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for JP Morgan Chase & Co.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, JP Morgan Chase & Co.'s fundamental quality profile registers 8.2/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +99.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every JPM valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across JPM's 12 active models, average confidence is 42%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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