Fulton Financial Corporation (FULT) Fair Value 2026

FULT · National Commercial Banks ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.4 /10

32 fundamental signals · 12 models active

Value Trap Risk

(—/100)

Quick Summary — As of 2026-07-13, Fulton Financial Corporation (FULT) trades at $24.17, approximately 68% below CirclFi’s Bayesian DCF fair value of $75.22. QOC: 8.4/10. 12/13 models active.

Key Facts

Ticker
FULT
Price
$24.17
Quality Score
8.4/10
Value Trap Risk
—/100
Models Active
12/13
Last Updated
Strength: Bayesian DCF suggests +211.2% upside with 62% confidence
Risk: Limited model coverage (12/13) may reduce confidence

Valuation Matrix

12 Intrinsic Value Models vs. Current Price ($24.17)

Core Models (Unlocked)
Model Fair Value Upside
Bayesian DCF
High Conviction
$75.22 +211.2%
Earnings Power Value
High Conviction
$12.62 -47.8%
CUCE Ensemble
Low Conviction
$27.33 +13.1%
First Chicago
High Conviction
$14.07 -41.8%

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What Is Fulton Financial Corporation (FULT) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Fulton Financial Corporation at its current price of $24.17. The composite intrinsic value is estimated at $30.08 (+24.4% average return), with 7 models flagging overvaluation risk. The most optimistic model, Bayesian DCF, places fair value at $75.22 (+211.2%), while EROIC — the most conservative — estimates $11.17 (-53.8%). This +265.0% gap reflects genuine analytical uncertainty about Fulton Financial Corporation's intrinsic worth.

What Do the Models Say About FULT?

12 of 13 models are currently active for FULT. Of these, 4 models suggest upside while 8 models suggest overvaluation. The Bayesian DCF estimates FULT's intrinsic value at $75.22, implying +211.2% upside from the current price. See which stocks rank higher →

How Does FULT Rank in National Commercial Banks?

Among 90 National Commercial Banks stocks, FULT ranks #28 by Quality of Company score. CirclFi's QOC score of 8.4/10 evaluates 32 fundamental signals. A score of 8.4 places FULT in the top tier.

See all Most Undervalued National Commercial Banks Stocks →

As a banking sector, Fulton Financial Corporation operates in a sector where return on tangible equity is a critical driver of valuation. Investors evaluating FULT should weigh these sector-specific dynamics alongside our model-derived fair values.

Is FULT a Value Trap?

The Value Trap algorithm is not active for FULT. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

12 of 13 models are active for Fulton Financial Corporation. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Fulton Financial Corporation's fundamental quality profile registers 8.4/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +265.0% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every FULT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across FULT's 12 active models, average confidence is 45%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Fulton Financial Corporation Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar National Commercial Banks Stocks Should You Also Analyze?

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Frequently Asked Questions About Fulton Financial Corporation

What is Fulton Financial Corporation's intrinsic value in 2026?

Based on CirclFi's 13-model analysis, Fulton Financial Corporation (FULT) has multiple fair value estimates. The Bayesian DCF model runs 10,000 Monte Carlo simulations with jump-diffusion to estimate intrinsic value at $75.22. The Quality of Company score is 8.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is FULT overvalued or undervalued right now?

At $24.17, 4 of 12 active models suggest FULT may be undervalued, while 8 indicate potential overvaluation. The assessment depends on which methodology best fits Fulton Financial Corporation's business model in National Commercial Banks.

What does a Quality of Company score of 8.4 mean for FULT?

Fulton Financial Corporation's QOC of 8.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on FULT?

CirclFi analyzes FULT with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 12 of 13 are active for this stock. Read the full methodology →

Is FULT a value trap in 2026?

CirclFi's Value Trap algorithm does not have sufficient data for FULT at this time. Browse stocks by value-trap risk →

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