What Is Fidelity D & D Bancorp, Inc. (FDBC) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, Fidelity D & D Bancorp, Inc.'s intrinsic value is estimated at $81.29, presenting a divided outlook at the current price of $51.21. With an average implied return of +58.7% across a split 6–3 (bull–bear) consensus, the model spread of +269.6% underscores analytical uncertainty. Notably, RCMH-DCF sees the most upside at +215.9% (fair value: $161.78), while Markov DDM is the most conservative at -53.7% ($23.73). The spread between these extremes — +269.6% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About FDBC?
12 of 13 models are currently active for FDBC. Of these, 7 models suggest upside while 5 models suggest overvaluation. The Bayesian DCF estimates FDBC's intrinsic value at $133.46, implying +160.6% upside from the current price. See which stocks rank higher →
How Does FDBC Rank in National Commercial Banks?
Among 90 National Commercial Banks stocks, FDBC ranks #17 by Quality of Company score. CirclFi's QOC score of 8.6/10 evaluates 32 fundamental signals. A score of 8.6 places FDBC in the top tier.
See all Most Undervalued National Commercial Banks Stocks →
As a financial institution, Fidelity D & D Bancorp, Inc. operates in a sector where net interest margin (NIM) is a critical driver of valuation. Investors evaluating FDBC should weigh these sector-specific dynamics alongside our model-derived fair values.
Is FDBC a Value Trap?
The Value Trap algorithm is not active for FDBC. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
12 of 13 models are active for Fidelity D & D Bancorp, Inc.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Fidelity D & D Bancorp, Inc.'s fundamental quality profile registers 8.6/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +269.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every FDBC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across FDBC's 12 active models, average confidence is 43%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
Buy with Gumroad