What Is First Busey Corporation - Depos (BUSEP) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, First Busey Corporation - Depos's intrinsic value is estimated at $37.73, suggesting a +45.7% average upside from the current price of $25.90. While 7 models see room for appreciation, model agreement is not unanimous as 3 models flag potential overvaluation. Model dispersion is worth noting: ML-RIV targets $83.80 (+223.6%), versus EPV at $14.51 (-44.0%). This +267.6% range highlights the importance of multi-model analysis rather than relying on any single methodology.
What Do the Models Say About BUSEP?
11 of 13 models are currently active for BUSEP. Of these, 7 models suggest upside while 4 models suggest overvaluation. The Bayesian DCF estimates BUSEP's intrinsic value at $49.52, implying +91.2% upside from the current price. See which stocks rank higher →
How Does BUSEP Rank in State Commercial Banks?
Among 172 State Commercial Banks stocks, BUSEP ranks #122 by Quality of Company score. CirclFi's QOC score of 7.8/10 evaluates 32 fundamental signals. A score of 7.8 indicates above-average quality.
See all Most Undervalued State Commercial Banks Stocks →
Within the State Commercial Banks space, First Busey Corporation - Depos competes in an environment where non-performing loan ratio often separates market leaders from laggards. Understanding these industry-specific dynamics is essential context for interpreting our model outputs.
Is BUSEP a Value Trap?
CirclFi's Value Trap algorithm assigns BUSEP a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
11 of 13 models are active for First Busey Corporation - Depos. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, First Busey Corporation - Depos's fundamental quality profile registers 7.8/10. This robust score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +267.6% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every BUSEP valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across BUSEP's 11 active models, average confidence is 44%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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