Is VIRC or WHR more undervalued in 2026?

CirclFi compares Virco Manufacturing Corporation (VIRC) and Whirlpool Corporation (WHR) using 13 institutional-grade valuation models. VIRC has a Quality of Company score of 7.3/10 while WHR scores 7.4/10.

Which is a better buy — VIRC or WHR?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do VIRC and WHR valuations compare?

VIRC at $6.07 and WHR at $44.07 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

VIRC vs WHR Valuation Comparison 2026 — Intrinsic Value Analysis

VIRC

Furnishings, Fixtures & Appliances

Virco Manufacturing Corporation

Quality

7.3

out of 10

Value Trap

SAFE

Price

$6.07

Last close

Models

12/13

Active

WHR

Furnishings, Fixtures & Appliances

Whirlpool Corporation

Quality

7.4

out of 10

Value Trap

SAFE

Price

$44.07

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	VIRC Fair Value	VIRC Upside	WHR Fair Value	WHR Upside
Bayesian DCF	Intrinsic	$2.20	-63.8%	$55.06	+24.9%
Earnings Power Value	Intrinsic	$4.34	-28.4%	$4.93	-88.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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VIRC vs WHR — Which Stock Is More Undervalued?

WHR scores higher with a 7.4/10 quality rating vs VIRC's 7.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Virco Manufacturing Corporation (VIRC) and Whirlpool Corporation (WHR) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

VIRC currently trades at $6.07 with a QOC of 7.3/10, while WHR trades at $44.07 with a QOC of 7.4/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).