Is TJX or TLYS more undervalued in 2026?

CirclFi compares TJX Companies, Inc. (The) (TJX) and Tilly's, Inc. (TLYS) using 13 institutional-grade valuation models. TJX has a Quality of Company score of 9.7/10 while TLYS scores 5.5/10.

Which is a better buy — TJX or TLYS?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do TJX and TLYS valuations compare?

TJX at $154.89 and TLYS at $4.57 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

TJX vs TLYS Valuation Comparison 2026 — Intrinsic Value Analysis

TJX

Apparel Retail

TJX Companies, Inc. (The)

Quality

9.7

out of 10

Value Trap

—

Price

$154.89

Last close

Models

13/13

Active

TLYS

Apparel Retail

Tilly's, Inc.

Quality

5.5

out of 10

Value Trap

LOW

Price

$4.57

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	TJX Fair Value	TJX Upside	TLYS Fair Value	TLYS Upside
Bayesian DCF	Intrinsic	$63.83	-58.8%	$1.82	-55.5%
Earnings Power Value	Intrinsic	$26.03	-83.2%	$11.14	+153.1%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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TJX vs TLYS — Which Stock Is More Undervalued?

TJX scores higher with a 9.7/10 quality rating vs TLYS's 5.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing TJX Companies, Inc. (The) (TJX) and Tilly's, Inc. (TLYS) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

TJX currently trades at $154.89 with a QOC of 9.7/10, while TLYS trades at $4.57 with a QOC of 5.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).