Quick Summary — TCBK scores higher on quality with 9.5/10 vs TCBX's 9.0/10. TCBK trades at $50.67 while TCBX trades at $38.16. Both analyzed daily using SEC EDGAR data across 13 institutional models.
TCBK scores higher with a 9.5/10 quality rating vs TCBX's 9.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.
At $50.67, TCBK trades +44.0% above its Bayesian DCF fair value of $28.36, while TCBX at $38.16 trades +11.1% above its estimate of $33.92. TCBK shows a wider gap between price and intrinsic value.
TCBK earns a Quality of Company score of 9.5/10 compared to TCBX's 9.0/10. The scores are closely matched, indicating similar fundamental quality profiles. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.
TCBK carries a SAFE value trap risk (12/100) while TCBX shows SAFE risk (22/100). Both companies show manageable value trap risk, suggesting their current valuations are not artificially depressed by fundamental deterioration.
Both TCBK and TCBX operate in Banks - Regional, which has 329 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).
11 hidden models compare TCBK vs TCBX differently — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more. Some may disagree with the 2 you see above.
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