Is STG or UTI more undervalued in 2026?

CirclFi compares Sunlands Technology Group (STG) and Universal Technical Institute I (UTI) using 13 institutional-grade valuation models. STG has a Quality of Company score of 9.1/10 while UTI scores 7.6/10.

Which is a better buy — STG or UTI?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do STG and UTI valuations compare?

STG at $2.72 and UTI at $39.03 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

STG vs UTI Valuation Comparison 2026 — Intrinsic Value Analysis

STG

Education & Training Services

Sunlands Technology Group

Quality

9.1

out of 10

Value Trap

SAFE

Price

$2.72

Last close

Models

4/13

Active

UTI

Education & Training Services

Universal Technical Institute I

Quality

7.6

out of 10

Value Trap

SAFE

Price

$39.03

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	STG Fair Value	STG Upside	UTI Fair Value	UTI Upside
Bayesian DCF	Intrinsic	—	—	$16.05	-58.9%
Earnings Power Value	Intrinsic	—	—	$1.56	-96.0%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$3.59	+31.8%	$10.26	-71.1%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$5.50	+102.2%	—	—
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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STG vs UTI — Which Stock Is More Undervalued?

STG scores higher with a 9.1/10 quality rating vs UTI's 7.6/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Sunlands Technology Group (STG) and Universal Technical Institute I (UTI) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

STG currently trades at $2.72 with a QOC of 9.1/10, while UTI trades at $39.03 with a QOC of 7.6/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).