Is RITM or RWT more undervalued in 2026?

CirclFi compares Rithm Capital Corp. (RITM) and Redwood Trust, Inc. (RWT) using 13 institutional-grade valuation models. RITM has a Quality of Company score of 5.4/10 while RWT scores 5.3/10.

Which is a better buy — RITM or RWT?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do RITM and RWT valuations compare?

RITM at $9.32 and RWT at $5.42 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

RITM vs RWT Valuation Comparison 2026 — Intrinsic Value Analysis

RITM

Real Estate Investment Trusts

Rithm Capital Corp.

Quality

5.4

out of 10

Value Trap

LOW

Price

$9.32

Last close

Models

7/13

Active

RWT

Real Estate Investment Trusts

Redwood Trust, Inc.

Quality

5.3

out of 10

Value Trap

SAFE

Price

$5.42

Last close

Models

10/13

Active

Model-by-Model Comparison

Model	Type	RITM Fair Value	RITM Upside	RWT Fair Value	RWT Upside
Bayesian DCF	Intrinsic	$31.44	+237.3%	$1.11	-79.5%
Earnings Power Value	Intrinsic	—	—	$3.38	-41.0%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$16.91	+81.4%	—	—

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RITM vs RWT — Which Stock Is More Undervalued?

RITM scores higher with a 5.4/10 quality rating vs RWT's 5.3/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Rithm Capital Corp. (RITM) and Redwood Trust, Inc. (RWT) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

RITM currently trades at $9.32 with a QOC of 5.4/10, while RWT trades at $5.42 with a QOC of 5.3/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).