Is PMTS or QUAD more undervalued in 2026?

CirclFi compares CPI Card Group Inc. (PMTS) and Quad Graphics, Inc (QUAD) using 13 institutional-grade valuation models. PMTS has a Quality of Company score of 7.9/10 while QUAD scores 5.9/10.

Which is a better buy — PMTS or QUAD?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PMTS and QUAD valuations compare?

PMTS at $16.97 and QUAD at $7.45 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PMTS vs QUAD Valuation Comparison 2026 — Intrinsic Value Analysis

PMTS

Commercial Printing

CPI Card Group Inc.

Quality

7.9

out of 10

Value Trap

SAFE

Price

$16.97

Last close

Models

12/13

Active

QUAD

Commercial Printing

Quad Graphics, Inc

Quality

5.9

out of 10

Value Trap

SAFE

Price

$7.45

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	PMTS Fair Value	PMTS Upside	QUAD Fair Value	QUAD Upside
Bayesian DCF	Intrinsic	$42.03	+147.7%	$4.27	-42.7%
Earnings Power Value	Intrinsic	$23.32	+34.2%	$17.94	+140.8%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for PMTS vs QUAD — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

PMTS vs QUAD — Which Stock Is More Undervalued?

PMTS scores higher with a 7.9/10 quality rating vs QUAD's 5.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing CPI Card Group Inc. (PMTS) and Quad Graphics, Inc (QUAD) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PMTS currently trades at $16.97 with a QOC of 7.9/10, while QUAD trades at $7.45 with a QOC of 5.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).