Is PENG or SAIC more undervalued in 2026?

CirclFi compares Penguin Solutions, Inc. (PENG) and Science Applications Internatio (SAIC) using 13 institutional-grade valuation models. PENG has a Quality of Company score of 7.6/10 while SAIC scores 9.2/10.

Which is a better buy — PENG or SAIC?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PENG and SAIC valuations compare?

PENG at $54.07 and SAIC at $103.70 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PENG vs SAIC Valuation Comparison 2026 — Intrinsic Value Analysis

PENG

Information Technology Services

Penguin Solutions, Inc.

Quality

7.6

out of 10

Value Trap

LOW

Price

$54.07

Last close

Models

13/13

Active

SAIC

Information Technology Services

Science Applications Internatio

Quality

9.2

out of 10

Value Trap

SAFE

Price

$103.70

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	PENG Fair Value	PENG Upside	SAIC Fair Value	SAIC Upside
Bayesian DCF	Intrinsic	$21.42	-60.4%	$160.03	+54.3%
Earnings Power Value	Intrinsic	$11.53	-78.7%	$9.40	-90.9%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PENG vs SAIC — Which Stock Is More Undervalued?

SAIC scores higher with a 9.2/10 quality rating vs PENG's 7.6/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Penguin Solutions, Inc. (PENG) and Science Applications Internatio (SAIC) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PENG currently trades at $54.07 with a QOC of 7.6/10, while SAIC trades at $103.70 with a QOC of 9.2/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).