Is PATK or THRM more undervalued in 2026?

CirclFi compares Patrick Industries, Inc. (PATK) and Gentherm Inc (THRM) using 13 institutional-grade valuation models. PATK has a Quality of Company score of 9.2/10 while THRM scores 8.5/10.

Which is a better buy — PATK or THRM?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do PATK and THRM valuations compare?

PATK at $90.52 and THRM at $34.69 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

PATK vs THRM Valuation Comparison 2026 — Intrinsic Value Analysis

PATK

Motor Vehicle Parts & Accessories

Patrick Industries, Inc.

Quality

9.2

out of 10

Value Trap

LOW

Price

$90.52

Last close

Models

12/13

Active

THRM

Motor Vehicle Parts & Accessories

Gentherm Inc

Quality

8.5

out of 10

Value Trap

SAFE

Price

$34.69

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	PATK Fair Value	PATK Upside	THRM Fair Value	THRM Upside
Bayesian DCF	Intrinsic	$140.04	+54.7%	$24.73	-28.7%
Earnings Power Value	Intrinsic	$13.06	-85.6%	$23.81	-31.4%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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PATK vs THRM — Which Stock Is More Undervalued?

PATK scores higher with a 9.2/10 quality rating vs THRM's 8.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Patrick Industries, Inc. (PATK) and Gentherm Inc (THRM) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

PATK currently trades at $90.52 with a QOC of 9.2/10, while THRM trades at $34.69 with a QOC of 8.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).