Is ORLY or PHIN more undervalued in 2026?

CirclFi compares O'Reilly Automotive, Inc. (ORLY) and PHINIA Inc. (PHIN) using 13 institutional-grade valuation models. ORLY has a Quality of Company score of 9.5/10 while PHIN scores 8.9/10.

Which is a better buy — ORLY or PHIN?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do ORLY and PHIN valuations compare?

ORLY at $89.23 and PHIN at $77.42 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

ORLY vs PHIN Valuation Comparison 2026 — Intrinsic Value Analysis

ORLY

Auto Parts

O'Reilly Automotive, Inc.

Quality

9.5

out of 10

Value Trap

SAFE

Price

$89.23

Last close

Models

13/13

Active

PHIN

Auto Parts

PHINIA Inc.

Quality

8.9

out of 10

Value Trap

—

Price

$77.42

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	ORLY Fair Value	ORLY Upside	PHIN Fair Value	PHIN Upside
Bayesian DCF	Intrinsic	$30.42	-65.9%	$82.17	+6.1%
Earnings Power Value	Intrinsic	$17.22	-80.7%	$14.61	-81.1%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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ORLY vs PHIN — Which Stock Is More Undervalued?

ORLY scores higher with a 9.5/10 quality rating vs PHIN's 8.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing O'Reilly Automotive, Inc. (ORLY) and PHINIA Inc. (PHIN) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

ORLY currently trades at $89.23 with a QOC of 9.5/10, while PHIN trades at $77.42 with a QOC of 8.9/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).