Is NATL or PAR more undervalued in 2026?

CirclFi compares NCR Atleos Corporation (NATL) and PAR Technology Corporation (PAR) using 13 institutional-grade valuation models. NATL has a Quality of Company score of 7.6/10 while PAR scores 6.1/10.

Which is a better buy — NATL or PAR?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do NATL and PAR valuations compare?

NATL at $44.60 and PAR at $15.44 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

NATL vs PAR Valuation Comparison 2026 — Intrinsic Value Analysis

NATL

Calculating & Accounting Machines (No Electronic Computers)

NCR Atleos Corporation

Quality

7.6

out of 10

Value Trap

SAFE

Price

$44.60

Last close

Models

12/13

Active

PAR

Calculating & Accounting Machines (No Electronic Computers)

PAR Technology Corporation

Quality

6.1

out of 10

Value Trap

LOW

Price

$15.44

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	NATL Fair Value	NATL Upside	PAR Fair Value	PAR Upside
Bayesian DCF	Intrinsic	$12.09	-72.9%	$0.42	-97.2%
Earnings Power Value	Intrinsic	$43.15	-3.3%	$1.67	-88.3%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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NATL vs PAR — Which Stock Is More Undervalued?

NATL scores higher with a 7.6/10 quality rating vs PAR's 6.1/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing NCR Atleos Corporation (NATL) and PAR Technology Corporation (PAR) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

NATL currently trades at $44.60 with a QOC of 7.6/10, while PAR trades at $15.44 with a QOC of 6.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).