Is MFG or MPB more undervalued in 2026?

CirclFi compares Mizuho Financial Group, Inc. Sp (MFG) and Mid Penn Bancorp (MPB) using 13 institutional-grade valuation models. MFG has a Quality of Company score of 8.6/10 while MPB scores 9.5/10.

Which is a better buy — MFG or MPB?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do MFG and MPB valuations compare?

MFG at $8.95 and MPB at $32.79 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

MFG vs MPB Valuation Comparison 2026 — Intrinsic Value Analysis

MFG

Banks - Regional

Mizuho Financial Group, Inc. Sp

Quality

8.6

out of 10

Value Trap

SAFE

Price

$8.95

Last close

Models

10/13

Active

MPB

Banks - Regional

Mid Penn Bancorp

Quality

9.5

out of 10

Value Trap

SAFE

Price

$32.79

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	MFG Fair Value	MFG Upside	MPB Fair Value	MPB Upside
Bayesian DCF	Intrinsic	$46.54	+420.0%	$17.13	-47.8%
Earnings Power Value	Intrinsic	$41.73	+366.2%	$16.19	-50.6%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for MFG vs MPB — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

MFG vs MPB — Which Stock Is More Undervalued?

MPB scores higher with a 9.5/10 quality rating vs MFG's 8.6/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Mizuho Financial Group, Inc. Sp (MFG) and Mid Penn Bancorp (MPB) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

MFG currently trades at $8.95 with a QOC of 8.6/10, while MPB trades at $32.79 with a QOC of 9.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).