Is JEF or LPLA more undervalued in 2026?

CirclFi compares Jefferies Financial Group Inc. (JEF) and LPL Financial Holdings Inc. (LPLA) using 13 institutional-grade valuation models. JEF has a Quality of Company score of 8.0/10 while LPLA scores 7.5/10.

Which is a better buy — JEF or LPLA?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do JEF and LPLA valuations compare?

JEF at $52.47 and LPLA at $265.86 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

JEF vs LPLA Valuation Comparison 2026 — Intrinsic Value Analysis

JEF

Capital Markets

Jefferies Financial Group Inc.

Quality

8.0

out of 10

Value Trap

LOW

Price

$52.47

Last close

Models

12/13

Active

LPLA

Capital Markets

LPL Financial Holdings Inc.

Quality

7.5

out of 10

Value Trap

SAFE

Price

$265.86

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	JEF Fair Value	JEF Upside	LPLA Fair Value	LPLA Upside
Bayesian DCF	Intrinsic	$2.13	-95.7%	$66.32	-75.1%
Earnings Power Value	Intrinsic	$13.20	-73.2%	—	—
EROIC Spread	Intrinsic	$40.07	-23.6%	$46.74	-82.4%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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JEF vs LPLA — Which Stock Is More Undervalued?

JEF scores higher with a 8.0/10 quality rating vs LPLA's 7.5/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Jefferies Financial Group Inc. (JEF) and LPL Financial Holdings Inc. (LPLA) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

JEF currently trades at $52.47 with a QOC of 8.0/10, while LPLA trades at $265.86 with a QOC of 7.5/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).