Is FND or HD more undervalued in 2026?

CirclFi compares Floor & Decor Holdings, Inc. (FND) and Home Depot, Inc. (The) (HD) using 13 institutional-grade valuation models. FND has a Quality of Company score of 8.4/10 while HD scores 9.0/10.

Which is a better buy — FND or HD?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do FND and HD valuations compare?

FND at $51.42 and HD at $321.21 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

FND vs HD Valuation Comparison 2026 — Intrinsic Value Analysis

FND

Home Improvement Retail

Floor & Decor Holdings, Inc.

Quality

8.4

out of 10

Value Trap

SAFE

Price

$51.42

Last close

Models

13/13

Active

HD

Home Improvement Retail

Home Depot, Inc. (The)

Quality

9.0

out of 10

Value Trap

SAFE

Price

$321.21

Last close

Models

12/13

Active

Model-by-Model Comparison

Model	Type	FND Fair Value	FND Upside	HD Fair Value	HD Upside
Bayesian DCF	Intrinsic	$3.42	-92.4%	$140.50	-56.3%
Earnings Power Value	Intrinsic	$1.11	-97.8%	$95.38	-70.3%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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FND vs HD — Which Stock Is More Undervalued?

HD scores higher with a 9.0/10 quality rating vs FND's 8.4/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Floor & Decor Holdings, Inc. (FND) and Home Depot, Inc. (The) (HD) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

FND currently trades at $51.42 with a QOC of 8.4/10, while HD trades at $321.21 with a QOC of 9.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).