Is DDS or M more undervalued in 2026?

CirclFi compares Dillard's, Inc. (DDS) and Macy's Inc (M) using 13 institutional-grade valuation models. DDS has a Quality of Company score of 8.8/10 while M scores 7.1/10.

Which is a better buy — DDS or M?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do DDS and M valuations compare?

DDS at $608.68 and M at $22.45 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

DDS vs M Valuation Comparison 2026 — Intrinsic Value Analysis

DDS

Department Stores

Dillard's, Inc.

Quality

8.8

out of 10

Value Trap

SAFE

Price

$608.68

Last close

Models

13/13

Active

M

Department Stores

Macy's Inc

Quality

7.1

out of 10

Value Trap

SAFE

Price

$22.45

Last close

Models

13/13

Active

Model-by-Model Comparison

Model	Type	DDS Fair Value	DDS Upside	M Fair Value	M Upside
Bayesian DCF	Intrinsic	$576.28	-5.3%	$69.34	+208.9%
Earnings Power Value	Intrinsic	$287.58	-52.8%	$8.03	-59.2%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
Markov DDM	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
Dynamic NAV	Asset-Based	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for DDS vs M — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

DDS vs M — Which Stock Is More Undervalued?

DDS scores higher with a 8.8/10 quality rating vs M's 7.1/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Dillard's, Inc. (DDS) and Macy's Inc (M) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

DDS currently trades at $608.68 with a QOC of 8.8/10, while M trades at $22.45 with a QOC of 7.1/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).