CTBI vs DB

Community Trust Bancorp, Inc. vs Deutsche Bank AG — Valuation Comparison 2026

By CirclFi Research Team · Updated 2026-06-03 · Data from SEC EDGAR, FRED & GDELT

Quick Summary — CTBI scores higher on quality with 8.6/10 vs DB's 6.9/10. CTBI trades at $67.29 while DB trades at $32.32. Both analyzed daily using SEC EDGAR data across 13 institutional models.

CTBI

Banks - Regional
Community Trust Bancorp, Inc.
Quality
8.6
out of 10
Value Trap
14
SAFE
Price
$67.29
Last close
Models
12/13
Active
VS

DB

Banks - Regional
Deutsche Bank AG
Quality
6.9
out of 10
Value Trap
Price
$32.32
Last close
Models
9/13
Active
CTBI
Quality Score 8.6/10 — top tier
Limited to 2/13 visible models
DB
Earnings Power Value sees +62.5% upside
Limited to 2/13 visible models

CTBI vs DB — Fair Value Comparison

CTBI
$0$26$53$79 Price$67.29 Bayesian …$29.36 (-56.4%) Earnings …$36.49 (-45.8%)
DB
$0$21$41$62 Price$32.32 Bayesian …$2.13 (-93.4%) Earnings …$52.51 (+62.5%)
Market Price Model 1 Model 2

Model-by-Model Comparison

ModelType CTBI Fair ValueCTBI Upside DB Fair ValueDB Upside
Bayesian DCF Intrinsic $29.36 -56.4% $2.13 -93.4%
Earnings Power Value Intrinsic $36.49 -45.8% $52.51 +62.5%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
PWERM Option-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%

CTBI vs DB — Which Stock Is More Undervalued in 2026?

CTBI scores higher with a 8.6/10 quality rating vs DB's 6.9/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

How Do CTBI and DB Valuations Compare?

At $67.29, CTBI trades +56.4% above its Bayesian DCF fair value of $29.36, while DB at $32.32 trades +93.4% above its estimate of $2.13. DB shows a wider gap between price and intrinsic value.

Quality of Company: CTBI vs DB

CTBI earns a Quality of Company score of 8.6/10 compared to DB's 6.9/10. This moderate difference suggests one company has an edge in fundamental quality, though both may offer investment merit depending on valuation. The QOC score synthesizes 32 signals spanning profitability margins, revenue growth, free cash flow, capital allocation, and leverage.

Value Trap Risk: CTBI vs DB

Review the value trap analysis for both CTBI and DB to assess whether apparent undervaluation reflects genuine opportunity or hidden fundamental risk.

Both in Banks - Regional

Both CTBI and DB operate in Banks - Regional, which has 329 stocks tracked by CirclFi. Same-industry comparisons provide the most direct insight into relative valuation since both companies face similar regulatory environments, market dynamics, and competitive pressures. Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN), and ensemble methods (CUCE).

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