Is AII or ASIC more undervalued in 2026?

CirclFi compares American Integrity Insurance Gr (AII) and Ategrity Specialty Insurance Co (ASIC) using 13 institutional-grade valuation models. AII has a Quality of Company score of 8.4/10 while ASIC scores 8.0/10.

Which is a better buy — AII or ASIC?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do AII and ASIC valuations compare?

AII at $16.60 and ASIC at $19.88 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

AII vs ASIC Valuation Comparison 2026 — Intrinsic Value Analysis

AII

Insurance - Property & Casualty

American Integrity Insurance Gr

Quality

8.4

out of 10

Value Trap

—

Price

$16.60

Last close

Models

9/13

Active

ASIC

Insurance - Property & Casualty

Ategrity Specialty Insurance Co

Quality

8.0

out of 10

Value Trap

—

Price

$19.88

Last close

Models

11/13

Active

Model-by-Model Comparison

Model	Type	AII Fair Value	AII Upside	ASIC Fair Value	ASIC Upside
Bayesian DCF	Intrinsic	—	—	$36.07	+81.4%
Earnings Power Value	Intrinsic	$44.21	+166.3%	$12.36	-37.9%
EROIC Spread	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$76.58	+361.3%	$39.27	+97.5%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

🔒

Unlock Full 13-Model Comparison

Access all valuation models for AII vs ASIC — including EROIC Spread, First Chicago, Markov DDM, PWERM, and 7 more.

Access Full Analysis — From $27/mo →

AII vs ASIC — Which Stock Is More Undervalued?

AII scores higher with a 8.4/10 quality rating vs ASIC's 8.0/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing American Integrity Insurance Gr (AII) and Ategrity Specialty Insurance Co (ASIC) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

AII currently trades at $16.60 with a QOC of 8.4/10, while ASIC trades at $19.88 with a QOC of 8.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).