Is ACGL or ACGLO more undervalued in 2026?

CirclFi compares Arch Capital Group Ltd. (ACGL) and Arch Capital Group Ltd. - Depos (ACGLO) using 13 institutional-grade valuation models. ACGL has a Quality of Company score of 10.0/10 while ACGLO scores 10.0/10.

Which is a better buy — ACGL or ACGLO?

Compare intrinsic values from 13 independent models against current market prices. CirclFi also calculates Value Trap scores. This is not financial advice — conduct your own analysis.

How do ACGL and ACGLO valuations compare?

ACGL at $90.67 and ACGLO at $19.87 are compared across Bayesian DCF, EPV, EROIC Spread, First Chicago, Markov DDM, and 8 additional models.

ACGL vs ACGLO Valuation Comparison 2026 — Intrinsic Value Analysis

ACGL

Insurance - Diversified

Arch Capital Group Ltd.

Quality

10.0

out of 10

Value Trap

SAFE

Price

$90.67

Last close

Models

11/13

Active

ACGLO

Insurance - Diversified

Arch Capital Group Ltd. - Depos

Quality

10.0

out of 10

Value Trap

SAFE

Price

$19.87

Last close

Models

7/13

Active

Model-by-Model Comparison

Model	Type	ACGL Fair Value	ACGL Upside	ACGLO Fair Value	ACGLO Upside
Bayesian DCF	Intrinsic	$171.45	+89.1%	$76.68	+285.9%
Earnings Power Value	Intrinsic	$169.79	+87.3%	—	—
EROIC Spread	Intrinsic	$87.23	-3.8%	$55.73	+180.5%
First Chicago	Scenario	$•••.••	••.•%	$•••.••	••.•%
ML-RIV	Intrinsic	$•••.••	••.•%	$•••.••	••.•%
PWERM	Option-Based	$•••.••	••.•%	$•••.••	••.•%
Regime Cross-Sectional	Relative	$•••.••	••.•%	$•••.••	••.•%
Sentiment SOTP	Hybrid	$•••.••	••.•%	$•••.••	••.•%
CUCE Ensemble	Ensemble	$•••.••	••.•%	$•••.••	••.•%
FTNN Topology	Relative	$•••.••	••.•%	$•••.••	••.•%
RCMH-DCF	Intrinsic	$•••.••	••.•%	$•••.••	••.•%

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ACGL vs ACGLO — Which Stock Is More Undervalued?

Both ACGL and ACGLO score 10.0/10 on quality. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Arch Capital Group Ltd. (ACGL) and Arch Capital Group Ltd. - Depos (ACGLO) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

ACGL currently trades at $90.67 with a QOC of 10.0/10, while ACGLO trades at $19.87 with a QOC of 10.0/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).