Walker & Dunlop, Inc. (WD) Fair Value 2026

WD · Mortgage Finance ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

5.4 /10

32 fundamental signals · 6 models active

Value Trap Risk

DANGER (70/100)

Quick Summary — As of 2026-08-27, Walker & Dunlop, Inc. (WD) trades at $40.28, versus a $34.42 median fair value across its 6 active models — 14.6% below the current price. QOC: 5.4/10. Value Trap Risk: 70/100 (DANGER). 6/13 models active.

Key Facts

Ticker
WD
Price
$40.28
Quality Score
5.4/10
Value Trap Risk
70/100
Models Active
6/13
Last Updated
Strength: 6 independent models provide multi-angle coverage
Risk: Value Trap score of 70 suggests caution despite apparent undervaluation

Is Walker & Dunlop, Inc. (WD) Undervalued or Overvalued in 2026?

According to CirclFi’s 6-model valuation engine, Walker & Dunlop, Inc. (WD) appears overvalued as of : the median of 6 independent fair value estimates is $34.42, 14.6% below the current price of $40.28. Estimates range from $13.36 to $88.89. WD scores 5.4/10 on fundamental quality and 70/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. WD’s -14.6% gap is narrower than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Walker & Dunlop, Inc. Stock in 2026? →

What Fair Value Does Each Model Give WD?

6 Intrinsic Value Models vs. Current Price ($40.28)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · High Conviction
 $32.99 -18.1%
Ensemble · Low Conviction
 $35.84 -11.0%
Intrinsic · High Conviction
 $13.36 -66.8%
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What Is WD's Fair Value Range?

Spread across 6 independent models · $13.36 to $88.89

CirclFi's 6 active models place Walker & Dunlop, Inc. (WD) between $13.36 and $88.89 per share, a spread of 219% of the median. The median of that range — $34.42 — is the fair value CirclFi publishes for WD, against a current price of $40.28.

Low · ML-RIVHigh · FTNN
$13.36median $34.42$88.89
Where the range comes from
Most bearish modelML Residual Income$13.36
Most bullish modelFTNN Topology$88.89
Model agreement2 bullish · 4 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for WD. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on WD, not a CirclFi price target. How each model works →

What Is Walker & Dunlop, Inc. (WD) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, the balance of valuation evidence tilts cautious on Walker & Dunlop, Inc. at its current price of $40.28. The median intrinsic value is estimated at $34.42 (-14.6% vs price), with 4 models flagging overvaluation risk. Model dispersion is worth noting: FTNN targets $88.89 (+120.7%), versus ML-RIV at $13.36 (-66.8%). This +187.5% range highlights the importance of multi-model analysis rather than relying on any single methodology. Among models with highest confidence, EPV lean bearish — adding weight to the bearish side of the thesis.

What Do the Models Say About WD?

6 of 13 models are currently active for WD. Of these, 2 models suggest upside while 4 models suggest overvaluation. Taken together, their median fair value for WD is $34.42 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does WD Rank in Mortgage Finance?

Among 16 Mortgage Finance stocks, WD ranks #11 by Quality of Company score. CirclFi's QOC score of 5.4/10 evaluates 32 fundamental signals. A score of 5.4 reflects mixed fundamentals.

Walker & Dunlop, Inc. operates in a competitive landscape where fundamental quality metrics are key differentiators for long-term value creation.

Is WD a Value Trap?

CirclFi's Value Trap algorithm assigns WD a score of 70/100 (DANGER). This is a high-risk signal. Deteriorating fundamentals suggest the discount may be justified. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

6 of 13 models are active for Walker & Dunlop, Inc.. Moderate coverage provides meaningful perspective. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, which evaluates 32 signals including margin stability, revenue growth trajectory, leverage, and free cash flow generation, Walker & Dunlop, Inc. is rated at 5.4/10. This moderate-tier score shows mixed signals across our quality framework with notable weaknesses. Notably, value trap risk is elevated.

The gap between the most bullish and bearish model spans +187.5% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every WD valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across WD's 6 active models, average confidence is 46%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Walker & Dunlop, Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Mortgage Finance Stocks Should You Also Analyze?

11 related Mortgage Finance stocks with 13-model coverage

MMCPMag Mile Capital, Inc.QOC 5.6PAPLPineapple Financial Inc.QOC 5.2UWMCUWM Holdings CorporationQOC 5.7BETRBetter Home & Finance Holding CompanyQOC 5.1CNFCNFinance Holdings LimitedQOC 5.9LDIloanDepot, Inc.QOC 4.4RKTRocket Companies, Inc.QOC 4.3FNMAFederal National Mortgage AssociationQOC 7.0IORIncome Opportunity Realty Investors, Inc.QOC 6.1VELVelocity Financial, Inc.QOC 8.8FMCCFederal Home Loan Mortgage CorporationQOC 7.3

Read investment analysis: MMCP · PAPL · UWMC · BETR · CNF · LDI · RKT · FNMA · IOR · VEL · FMCC

Which Other Stocks Have a Similar Quality Score to WD?

7 companies across all industries closest to WD’s Quality of Company score of 5.4/10.

ENHAEnhanced Group Inc.QOC 5.4APAmpco-Pittsburgh CorporationQOC 5.4PUREPURE Bioscience, Inc.QOC 5.4HELPCybin D/B/A Helus PharmaQOC 5.4NEOVNeoVolta Inc.QOC 5.4XBPXBP Global Holdings, Inc.QOC 5.4NVDANVIDIA CorporationQOC 10.0

Read investment analysis: ENHA · AP · PURE · HELP · NEOV · XBP · NVDA

What Else Do Investors Ask About Walker & Dunlop, Inc.’s Valuation?

What is Walker & Dunlop, Inc.'s intrinsic value in 2026?

CirclFi puts Walker & Dunlop, Inc. (WD)'s intrinsic value at $34.42 — the median of 6 independent model estimates as of 2026-08-27, ranging from $13.36 to $88.89. The Quality of Company score is 5.4/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is WD overvalued or undervalued right now?

At $40.28, 2 of 6 active models suggest WD may be undervalued, while 4 indicate potential overvaluation. The median of all 6 fair value estimates is $34.42, 14.6% below the current price of $40.28 — a consensus view that WD is overvalued. The assessment depends on which methodology best fits Walker & Dunlop, Inc.'s business model in Mortgage Finance.

What does a Quality of Company score of 5.4 mean for WD?

Walker & Dunlop, Inc.'s QOC of 5.4/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on WD?

CirclFi analyzes WD with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 6 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on WD?

Of the 6 models currently active on WD, FTNN Topology is the most bullish at $88.89 per share, and ML Residual Income is the most bearish at $13.36. CirclFi's published fair value for WD is the median of that range, $34.42, not either extreme. The gap between the two ends equals 219% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is WD a value trap in 2026?

Walker & Dunlop, Inc.'s Value Trap score is 70/100 (DANGER). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries.

Cite this analysis — “According to CirclFi’s 6-model valuation engine, Walker & Dunlop, Inc. (WD) has a median fair value of $34.42 — 14.6% below the current price of $40.28 — as of 2026-08-27.” Source: circlfi.com/stock/WD/ · Methodology
Primary sources for this WD valuation
  • Financial statements: Walker & Dunlop, Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001497770) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for WD as of ; valuations recomputed .

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