What Is LendingTree, Inc. (TREE) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, LendingTree, Inc.'s intrinsic value is estimated at a median fair value of $81.27. At a current market price of $24.70, 2 of 2 active valuation models identify upside potential, projecting a median implied return of +229.0%. Notably, FTNN sees the most upside at +340.4% (fair value: $108.79), while ML-RIV is the most conservative at +117.6% ($53.75). The spread between these extremes — +222.8% — reveals how different analytical frameworks can reach starkly different conclusions.
What Do the Models Say About TREE?
2 of 13 models are currently active for TREE. All 2 active models suggest the stock trades below fair value. Taken together, their median fair value for TREE is $81.27 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →
How Does TREE Rank in Insurance Brokers?
Among 23 Insurance Brokers stocks, TREE ranks #8 by Quality of Company score. CirclFi's QOC score of 7.9/10 evaluates 32 fundamental signals. A score of 7.9 indicates above-average quality.
The Insurance Brokers sector introduces analytical considerations specific to underwriting business businesses. For LendingTree, Inc., metrics like reserve adequacy provide important context that general-purpose valuation models may underweight.
Is TREE a Value Trap?
CirclFi's Value Trap algorithm assigns TREE a score of 29/100 (LOW). This indicates low risk. The financial profile does not exhibit typical value trap warning signs. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
2 of 13 models are active for LendingTree, Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi Deep Alpha Valuation Engine, LendingTree, Inc. scores 7.9 out of 10 on our 32-signal quality assessment, a strong rating that demonstrates strong fundamentals across the majority of our quality signals. The QOC score synthesizes profitability margins, revenue growth reliability, debt management, and capital allocation into a single metric designed to separate durable businesses from statistically cheap ones.
The gap between the most bullish and bearish model spans +222.8% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every TREE valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across TREE's 2 active models, average confidence is 36%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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