What Is Regional Management Corp. (RM) Worth in 2026?
According to the CirclFi Deep Alpha Valuation Engine, our multi-model framework produces a cautiously optimistic read on Regional Management Corp. at $43.14. With an estimated intrinsic value of $69.90 and 7 of 10 models pointing higher, the average implied return is +62.0%. The most optimistic model, CUCE, places fair value at $158.56 (+267.6%), while First Chicago — the most conservative — estimates $7.18 (-83.3%). This +350.9% gap reflects genuine analytical uncertainty about Regional Management Corp.'s intrinsic worth.
What Do the Models Say About RM?
10 of 13 models are currently active for RM. Of these, 7 models suggest upside while 3 models suggest overvaluation. See which stocks rank higher →
How Does RM Rank in Personal Credit Institutions?
Among 15 Personal Credit Institutions stocks, RM ranks #10 by Quality of Company score. CirclFi's QOC score of 7.4/10 evaluates 32 fundamental signals. A score of 7.4 indicates above-average quality.
As a banking sector, Regional Management Corp. operates in a sector where net interest margin (NIM) is a critical driver of valuation. Investors evaluating RM should weigh these sector-specific dynamics alongside our model-derived fair values.
Is RM a Value Trap?
CirclFi's Value Trap algorithm assigns RM a score of 20/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →
Multi-Model Methodology
10 of 13 models are active for Regional Management Corp.. Broad coverage provides high confidence. Each model applies a fundamentally different valuation philosophy. See the complete methodology →
According to the CirclFi 32-factor quality framework, Regional Management Corp.'s fundamental quality profile registers 7.4/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.
The gap between the most bullish and bearish model spans +350.9% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →
Data Sources & Confidence
Every RM valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →
Across RM's 10 active models, average confidence is 37%. Lower confidence may reflect limited history or high volatility.
CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →
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