International General Insurance Holdings Ltd. (IGIC) Fair Value 2026

IGIC · Insurance - Diversified ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

8.7 /10

32 fundamental signals · 5 models active

Value Trap Risk

SAFE (12/100)

Quick Summary — As of 2026-08-27, International General Insurance Holdings Ltd. (IGIC) trades at $26.73, versus a $34.38 median fair value across its 5 active models — 28.6% above the current price. QOC: 8.7/10. Value Trap Risk: 12/100 (SAFE). 5/13 models active.

Key Facts

Ticker
IGIC
Price
$26.73
Quality Score
8.7/10
Value Trap Risk
12/100
Models Active
5/13
Last Updated
Strength: CUCE Ensemble suggests +30.5% upside with 14% confidence
Risk: Limited model coverage (5/13) may reduce confidence

Is International General Insurance Holdings Ltd. (IGIC) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, International General Insurance Holdings Ltd. (IGIC) appears undervalued as of : the median of 5 independent fair value estimates is $34.38, 28.6% above the current price of $26.73. Estimates range from $29.14 to $46.07. IGIC scores 8.7/10 on fundamental quality and 12/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. IGIC’s +28.6% gap is wider than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy International General Insurance Holdings Ltd. Stock in 2026? →

What Fair Value Does Each Model Give IGIC?

5 Intrinsic Value Models vs. Current Price ($26.73)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $34.90 +30.5%
Intrinsic · Medium Conviction
 $34.25 +28.1%
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What Is IGIC's Fair Value Range?

Spread across 5 independent models · $29.14 to $46.07

CirclFi's 5 active models place International General Insurance Holdings Ltd. (IGIC) between $29.14 and $46.07 per share, a spread of 49% of the median. The median of that range — $34.38 — is the fair value CirclFi publishes for IGIC, against a current price of $26.73.

Low · FTNNHigh · Regime Cross
$29.14median $34.38$46.07
Where the range comes from
Most bearish modelFTNN Topology$29.14
Most bullish modelRegime Cross-Sectional$46.07
Model agreement5 bullish · 0 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on IGIC, not a CirclFi price target. How each model works →

What Is International General Insurance Holdings Ltd. (IGIC) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, International General Insurance Holdings Ltd. is potentially undervalued at its current price of $26.74. Based on our 13-model framework, International General Insurance Holdings Ltd.'s intrinsic value is estimated at a median fair value of $34.38 — representing +28.6% implied upside — with 5 out of 5 active models confirming this thesis. Model dispersion is worth noting: Regime Cross targets $46.07 (+72.3%), versus FTNN at $29.14 (+9.0%). This +63.3% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About IGIC?

5 of 13 models are currently active for IGIC. All 5 active models suggest the stock trades below fair value. Taken together, their median fair value for IGIC is $34.38 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does IGIC Rank in Insurance - Diversified?

Among 10 Insurance - Diversified stocks, IGIC ranks #4 by Quality of Company score. CirclFi's QOC score of 8.7/10 evaluates 32 fundamental signals. A score of 8.7 places IGIC in the top tier.

International General Insurance Holdings Ltd.'s positioning within the Insurance - Diversified segment means that premium growth rate plays an outsized role in fundamental analysis. The sector's unique characteristics — including investment income yield — shape both the opportunity set and risk profile.

Is IGIC a Value Trap?

CirclFi's Value Trap algorithm assigns IGIC a score of 12/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for International General Insurance Holdings Ltd.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, International General Insurance Holdings Ltd. earns a quality score of 8.7/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +63.3% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every IGIC valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across IGIC's 5 active models, average confidence is 27%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy International General Insurance Holdings Ltd. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance - Diversified Stocks Should You Also Analyze?

9 related Insurance - Diversified stocks with 13-model coverage

ACGLArch Capital Group Ltd.QOC 9.2XZOExzeo Group, Inc.QOC 8.9HIGThe Hartford Insurance Group, Inc.QOC 8.7AIGAmerican International Group, Inc.QOC 7.7BNTBrookfield Wealth Solutions Ltd.QOC 7.7WDHWaterdrop Inc.QOC 7.6SLFSun Life Financial Inc.QOC 7.1AEGAegon Ltd.QOC 6.7SUNDSundance Strategies, Inc.QOC 3.5

Read investment analysis: ACGL · XZO · HIG · AIG · BNT · WDH · SLF · AEG · SUND

Which Other Stocks Have a Similar Quality Score to IGIC?

7 companies across all industries closest to IGIC’s Quality of Company score of 8.7/10.

ATIATI Inc.QOC 8.7NVRNVR, Inc.QOC 8.7INVXInnovex International, Inc.QOC 8.7MGYRMagyar Bancorp, Inc.QOC 8.7AIIAmerican Integrity Insurance Group, Inc.QOC 8.7NXTNextpower Inc.QOC 8.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: ATI · NVR · INVX · MGYR · AII · NXT · NVDA

What Else Do Investors Ask About International General Insurance Holdings Ltd.’s Valuation?

What is International General Insurance Holdings Ltd.'s intrinsic value in 2026?

CirclFi puts International General Insurance Holdings Ltd. (IGIC)'s intrinsic value at $34.38 — the median of 5 independent model estimates as of 2026-08-27, ranging from $29.14 to $46.07. The Quality of Company score is 8.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is IGIC overvalued or undervalued right now?

At $26.73, 5 of 5 active models suggest IGIC may be undervalued, while 0 indicate potential overvaluation. The median of all 5 fair value estimates is $34.38, 28.6% above the current price of $26.73 — a consensus view that IGIC is undervalued. The assessment depends on which methodology best fits International General Insurance Holdings Ltd.'s business model in Insurance - Diversified.

What does a Quality of Company score of 8.7 mean for IGIC?

International General Insurance Holdings Ltd.'s QOC of 8.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on IGIC?

CirclFi analyzes IGIC with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on IGIC?

Of the 5 models currently active on IGIC, Regime Cross-Sectional is the most bullish at $46.07 per share, and FTNN Topology is the most bearish at $29.14. CirclFi's published fair value for IGIC is the median of that range, $34.38, not either extreme. The gap between the two ends equals 49% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is IGIC a value trap in 2026?

International General Insurance Holdings Ltd.'s Value Trap score is 12/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 5-model valuation engine, International General Insurance Holdings Ltd. (IGIC) has a median fair value of $34.38 — 28.6% above the current price of $26.73 — as of 2026-08-27.” Source: circlfi.com/stock/IGIC/ · Methodology
Primary sources for this IGIC valuation

Market data for IGIC as of ; valuations recomputed .

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