Brookfield Wealth Solutions Ltd. (BNT) Fair Value 2026

BNT · Insurance - Diversified ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

7.7 /10

32 fundamental signals · 5 models active

Value Trap Risk

SAFE (17/100)

Quick Summary — As of 2026-08-27, Brookfield Wealth Solutions Ltd. (BNT) trades at $41.49, versus a $20.70 median fair value across its 5 active models — 50.1% below the current price. QOC: 7.7/10. Value Trap Risk: 17/100 (SAFE). 5/13 models active.

Key Facts

Ticker
BNT
Price
$41.49
Quality Score
7.7/10
Value Trap Risk
17/100
Models Active
5/13
Last Updated
Strength: 5 independent models provide multi-angle coverage
Risk: Majority of models suggest overvaluation

Is Brookfield Wealth Solutions Ltd. (BNT) Undervalued or Overvalued in 2026?

According to CirclFi’s 5-model valuation engine, Brookfield Wealth Solutions Ltd. (BNT) appears overvalued as of : the median of 5 independent fair value estimates is $20.70, 50.1% below the current price of $41.49. Estimates range from $2.68 to $73.68. BNT scores 7.7/10 on fundamental quality and 17/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -23.7% versus its own 13-model consensus, across 3,801 rated companies as of 2026-08-27. BNT’s -50.1% gap is wider than that market norm. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Brookfield Wealth Solutions Ltd. Stock in 2026? →

What Fair Value Does Each Model Give BNT?

5 Intrinsic Value Models vs. Current Price ($41.49)

Core Models (Unlocked)
Model Fair Value Upside
Ensemble · Low Conviction
 $20.70 -50.1%
Intrinsic · High Conviction
 $2.68 -93.5%
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What Is BNT's Fair Value Range?

Spread across 5 independent models · $2.68 to $73.68

CirclFi's 5 active models place Brookfield Wealth Solutions Ltd. (BNT) between $2.68 and $73.68 per share, a spread of 343% of the median. The median of that range — $20.70 — is the fair value CirclFi publishes for BNT, against a current price of $41.49.

Low · Markov DDMHigh · FTNN
$2.68median $20.70$73.68
Where the range comes from
Most bearish modelMarkov DDM$2.68
Most bullish modelFTNN Topology$73.68
Model agreement1 bullish · 4 bearishwide

A band this wide is itself the finding. When independent methods land far apart, they are reading a business whose value depends heavily on which lens you apply — volatile earnings, heavy reinvestment, or an asset base that cash-flow and asset-based methods score differently. That disagreement is information: it says the choice of method matters more than usual for BNT. Treat the median as one reading among several and compare the individual models below before acting.

Every figure above is one model's standalone output on BNT, not a CirclFi price target. How each model works →

What Is Brookfield Wealth Solutions Ltd. (BNT) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Brookfield Wealth Solutions Ltd.'s intrinsic value is estimated at $20.70. Trading at its current price of $41.49, the valuation engine raises significant caution: 4 of 5 models flag downside risk, projecting a median implied return of -50.1%. The most optimistic model, FTNN, places fair value at $73.68 (+77.6%), while Markov DDM — the most conservative — estimates $2.68 (-93.5%). This +171.1% gap reflects genuine analytical uncertainty about Brookfield Wealth Solutions Ltd.'s intrinsic worth.

What Do the Models Say About BNT?

5 of 13 models are currently active for BNT. Of these, 1 model suggests upside while 4 models suggest overvaluation. Taken together, their median fair value for BNT is $20.70 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does BNT Rank in Insurance - Diversified?

Among 10 Insurance - Diversified stocks, BNT ranks #6 by Quality of Company score. CirclFi's QOC score of 7.7/10 evaluates 32 fundamental signals. A score of 7.7 indicates above-average quality.

The Insurance - Diversified sector introduces analytical considerations specific to insurance industry businesses. For Brookfield Wealth Solutions Ltd., metrics like expense ratio provide important context that general-purpose valuation models may underweight.

Is BNT a Value Trap?

CirclFi's Value Trap algorithm assigns BNT a score of 17/100 (SAFE). This indicates minimal risk. Fundamentals are healthy. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

5 of 13 models are active for Brookfield Wealth Solutions Ltd.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi Quality of Company (QOC) framework, Brookfield Wealth Solutions Ltd. earns a quality score of 7.7/10. This robust rating reflects the company's standing across 32 fundamental signals spanning profitability, growth consistency, balance sheet strength, and capital allocation efficiency.

The gap between the most bullish and bearish model spans +171.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every BNT valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across BNT's 5 active models, average confidence is 33%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Brookfield Wealth Solutions Ltd. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Insurance - Diversified Stocks Should You Also Analyze?

9 related Insurance - Diversified stocks with 13-model coverage

ACGLArch Capital Group Ltd.QOC 9.2XZOExzeo Group, Inc.QOC 8.9HIGThe Hartford Insurance Group, Inc.QOC 8.7IGICInternational General Insurance Holdings Ltd.QOC 8.7AIGAmerican International Group, Inc.QOC 7.7WDHWaterdrop Inc.QOC 7.6SLFSun Life Financial Inc.QOC 7.1AEGAegon Ltd.QOC 6.7SUNDSundance Strategies, Inc.QOC 3.5

Read investment analysis: ACGL · XZO · HIG · IGIC · AIG · WDH · SLF · AEG · SUND

Which Other Stocks Have a Similar Quality Score to BNT?

7 companies across all industries closest to BNT’s Quality of Company score of 7.7/10.

BOHBank of Hawaii CorporationQOC 7.7MOMOHello Group Inc.QOC 7.7FLXBingEx LimitedQOC 7.7HMNHorace Mann Educators CorporationQOC 7.7EFSIEagle Financial Services, Inc.QOC 7.7PFBXPeoples Financial CorporationQOC 7.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: BOH · MOMO · FLX · HMN · EFSI · PFBX · NVDA

What Else Do Investors Ask About Brookfield Wealth Solutions Ltd.’s Valuation?

What is Brookfield Wealth Solutions Ltd.'s intrinsic value in 2026?

CirclFi puts Brookfield Wealth Solutions Ltd. (BNT)'s intrinsic value at $20.70 — the median of 5 independent model estimates as of 2026-08-27, ranging from $2.68 to $73.68. The Quality of Company score is 7.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is BNT overvalued or undervalued right now?

At $41.49, 1 of 5 active models suggest BNT may be undervalued, while 4 indicate potential overvaluation. The median of all 5 fair value estimates is $20.70, 50.1% below the current price of $41.49 — a consensus view that BNT is overvalued. The assessment depends on which methodology best fits Brookfield Wealth Solutions Ltd.'s business model in Insurance - Diversified.

What does a Quality of Company score of 7.7 mean for BNT?

Brookfield Wealth Solutions Ltd.'s QOC of 7.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores above 7 indicate strong fundamentals and disciplined management.

How many valuation models does CirclFi run on BNT?

CirclFi analyzes BNT with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 5 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on BNT?

Of the 5 models currently active on BNT, FTNN Topology is the most bullish at $73.68 per share, and Markov DDM is the most bearish at $2.68. CirclFi's published fair value for BNT is the median of that range, $20.70, not either extreme. The gap between the two ends equals 343% of the median — a wide spread, meaning the methods genuinely disagree and the median should carry less weight. Browse stocks by value-trap risk →

Is BNT a value trap in 2026?

Brookfield Wealth Solutions Ltd.'s Value Trap score is 17/100 (SAFE). This low score indicates the current valuation is not artificially depressed by fundamental deterioration, suggesting genuine opportunity rather than a trap.

Cite this analysis — “According to CirclFi’s 5-model valuation engine, Brookfield Wealth Solutions Ltd. (BNT) has a median fair value of $20.70 — 50.1% below the current price of $41.49 — as of 2026-08-27.” Source: circlfi.com/stock/BNT/ · Methodology
Primary sources for this BNT valuation
  • Financial statements: Brookfield Wealth Solutions Ltd. 10-K and 10-Q filings on SEC EDGAR (CIK 0001837429) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for BNT as of ; valuations recomputed .

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