Cango Inc. (CANG) Fair Value 2026

CANG · Capital Markets ·

By CirclFi Research Team · Data from SEC EDGAR, FRED & GDELT

Quality Score

6.7 /10

32 fundamental signals · 4 models active

Value Trap Risk

WARN (47/100)

Quick Summary — As of 2026-10-07, Cango Inc. (CANG) trades at $3.02, versus a $10.84 median fair value across its 4 active models — 259.0% above the current price. QOC: 6.7/10. Value Trap Risk: 47/100 (WARN). 4/13 models active.

Key Facts

Ticker
CANG
Price
$3.02
Quality Score
6.7/10
Value Trap Risk
47/100
Models Active
4/13
Last Updated
Strength: Earnings Power Value suggests +383.7% upside with 34% confidence
Risk: Value Trap score of 47 suggests caution despite apparent undervaluation

Is Cango Inc. (CANG) Undervalued or Overvalued in 2026?

According to CirclFi’s 4-model valuation engine, Cango Inc. (CANG) appears undervalued as of : the median of 4 independent fair value estimates is $10.84, 259.0% above the current price of $3.02. Estimates range from $7.27 to $14.61. CANG scores 6.7/10 on fundamental quality and 47/100 on value-trap risk.

For context, the median US equity CirclFi rates trades at an implied -20.1% versus its own 13-model consensus, across 3,777 rated companies as of 2026-10-07. CANG’s +259.0% gap is wider than that market norm, and the Capital Markets sector median is -30.9%. Full market index →

This verdict compares price to intrinsic value only — it is not a buy or sell rating. For the decision case (bull vs bear arguments, risk factors, peers), read Should You Buy Cango Inc. Stock in 2026? →

What Fair Value Does Each Model Give CANG?

4 Intrinsic Value Models vs. Current Price ($3.02)

Core Models (Unlocked)
Model Fair Value Upside
Intrinsic · Medium Conviction
 $14.61 +383.7%
Ensemble · Low Conviction
 $12.78 +323.2%
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What Is CANG's Fair Value Range?

Spread across 4 independent models · $7.27 to $14.61

CirclFi's 4 active models place Cango Inc. (CANG) between $7.27 and $14.61 per share, a spread of 68% of the median. The median of that range — $10.84 — is the fair value CirclFi publishes for CANG, against a current price of $3.02.

Low · Markov DDMHigh · EPV
$7.27median $10.84$14.61
Where the range comes from
Most bearish modelMarkov DDM$7.27
Most bullish modelEarnings Power Value (EPV)$14.61
Model agreement4 bullish · 0 bearishmoderate

A band of this width is typical. The methods agree on direction but weight growth, reinvestment and risk differently, so treat the median as a centre of gravity rather than a precise target.

Every figure above is one model's standalone output on CANG, not a CirclFi price target. How each model works →

What Is Cango Inc. (CANG) Worth in 2026?

According to the CirclFi Deep Alpha Valuation Engine, Cango Inc. is potentially undervalued at its current price of $3.02. Based on our 13-model framework, Cango Inc.'s intrinsic value is estimated at a median fair value of $10.84 — representing +259.0% implied upside — with 4 out of 4 active models confirming this thesis. Model dispersion is worth noting: EPV targets $14.61 (+383.7%), versus Markov DDM at $7.27 (+140.6%). This +243.1% range highlights the importance of multi-model analysis rather than relying on any single methodology.

What Do the Models Say About CANG?

4 of 13 models are currently active for CANG. All 4 active models suggest the stock trades below fair value. Taken together, their median fair value for CANG is $10.84 — the figure CirclFi publishes as this stock's fair value. See which stocks rank higher →

How Does CANG Rank in Capital Markets?

Among 103 Capital Markets stocks, CANG ranks #34 by Quality of Company score. CirclFi's QOC score of 6.7/10 evaluates 32 fundamental signals. A score of 6.7 indicates above-average quality.

See all Most Undervalued Capital Markets Stocks →

As a lending environment, Cango Inc. operates in a sector where CET1 capital ratio is a critical driver of valuation. Investors evaluating CANG should weigh these sector-specific dynamics alongside our model-derived fair values.

Is CANG a Value Trap?

CirclFi's Value Trap algorithm assigns CANG a score of 47/100 (WARN). This is a warning signal. Additional research into recent 10-Q filings is recommended. The score cross-references apparent undervaluation against fundamental deterioration signals. Browse lowest value-trap stocks →

Multi-Model Methodology

4 of 13 models are active for Cango Inc.. Limited activation may indicate insufficient history. Each model applies a fundamentally different valuation philosophy. See the complete methodology →

According to the CirclFi 32-factor quality framework, Cango Inc.'s fundamental quality profile registers 6.7/10. This respectable score captures the company's profitability depth, growth consistency, balance sheet resilience, and shareholder return track record.

The gap between the most bullish and bearish model spans +243.1% — demonstrating why single-model analysis is dangerous. Browse all stocks with 13-model coverage →

Data Sources & Confidence

Every CANG valuation is built from SEC EDGAR XBRL filings — 700+ standardized financial tags. Macroeconomic context from FRED calibrates discount rates, while GDELT news sentiment feeds into our Sentiment SOTP model. All pipelines run daily. Read the complete data methodology →

Across CANG's 4 active models, average confidence is 20%. Lower confidence may reflect limited history or high volatility.

CirclFi's output is a research starting point, not a buy/sell signal. All data updates daily. Read the full methodology →

This analysis is produced by the CirclFi Valuation Engine using quantitative models applied to SEC EDGAR filings, public market feeds, and FRED macroeconomic indicators. It is not financial advice.

Read the full investment analysis: Should You Buy Cango Inc. Stock in 2026? →

Bull case, bear case, risk factors & peer comparison — updated daily

Which Similar Capital Markets Stocks Should You Also Analyze?

11 related Capital Markets stocks with 13-model coverage

MIAXMiami International Holdings, Inc.QOC 6.9CRCLCircle Internet GroupQOC 6.7JEFJefferies Financial Group Inc.QOC 7.0RIOTRiot Platforms, Inc.QOC 6.6MSMorgan StanleyQOC 7.1RHNORhino Bitcoin Inc.QOC 6.5PLUTPlutus Financial Group LimitedQOC 5.6IONDIonic Digital Inc.QOC 3.8HLIHoulihan Lokey, Inc.QOC 8.7FUTUFutu Holdings LimitedQOC 9.8HOODRobinhood Markets, Inc.QOC 9.7

Read investment analysis: MIAX · CRCL · JEF · RIOT · MS · RHNO · PLUT · IOND · HLI · FUTU · HOOD

Which Other Stocks Have a Similar Quality Score to CANG?

7 companies across all industries closest to CANG’s Quality of Company score of 6.7/10.

QBTSD-Wave Quantum Inc.QOC 6.7IFFInternational Flavors & Fragrances Inc.QOC 6.7CLVTClarivate PlcQOC 6.7HUNHuntsman CorporationQOC 6.7TLSTelos CorporationQOC 6.7NXDRNextdoor Holdings, Inc.QOC 6.7NVDANVIDIA CorporationQOC 10.0

Read investment analysis: QBTS · IFF · CLVT · HUN · TLS · NXDR · NVDA

Where Does CANG Sit in CirclFi's Capital Markets Rankings?

CANG is ranked against every other Capital Markets stock CirclFi covers in each of these screens.

See all Capital Markets stocks ranked →

What Else Do Investors Ask About Cango Inc.’s Valuation?

What is Cango Inc.'s intrinsic value in 2026?

CirclFi puts Cango Inc. (CANG)'s intrinsic value at $10.84 — the median of 4 independent model estimates as of 2026-10-07, ranging from $7.27 to $14.61. The Quality of Company score is 6.7/10 across 32 fundamental signals. All models use SEC EDGAR filings updated daily. See our methodology page for how each model works.

Is CANG overvalued or undervalued right now?

At $3.02, 4 of 4 active models suggest CANG may be undervalued, while 0 indicate potential overvaluation. The median of all 4 fair value estimates is $10.84, 259.0% above the current price of $3.02 — a consensus view that CANG is undervalued. The assessment depends on which methodology best fits Cango Inc.'s business model in Capital Markets.

What does a Quality of Company score of 6.7 mean for CANG?

Cango Inc.'s QOC of 6.7/10 reflects 32 fundamental signals: profitability margins, revenue growth consistency, balance sheet leverage, free cash flow generation, and capital allocation efficiency. Scores between 5-7 reflect moderate fundamentals with areas for improvement.

How many valuation models does CirclFi run on CANG?

CirclFi analyzes CANG with 13 institutional-grade models daily: Bayesian DCF (Monte Carlo + jump-diffusion), EPV (Greenwald zero-growth), EROIC Spread (McKinsey reinvestment), First Chicago (3-scenario), Markov DDM (regime-switching), ML-RIV (machine learning residual income), Dynamic NAV (asset-based), PWERM (option-theoretic), Regime Cross-Sectional (relative), Sentiment SOTP (hybrid), CUCE Ensemble (meta-model), FTNN Topology (neural network), and RCMH-DCF (conditional regime). Currently 4 of 13 are active for this stock. Read the full methodology →

Which valuation models are most bullish and most bearish on CANG?

Of the 4 models currently active on CANG, Earnings Power Value (EPV) is the most bullish at $14.61 per share, and Markov DDM is the most bearish at $7.27. CirclFi's published fair value for CANG is the median of that range, $10.84, not either extreme. The gap between the two ends equals 68% of the median — a normal spread for a company of this profile. Browse stocks by value-trap risk →

Is CANG a value trap in 2026?

Cango Inc.'s Value Trap score is 47/100 (WARN). This elevated score suggests the stock may look undervalued but faces deteriorating fundamentals — declining margins, rising debt, or shrinking revenue could make the apparent discount deceptive. Browse our ranked stock lists to compare value-trap scores across industries.

Cite this analysis — “According to CirclFi’s 4-model valuation engine, Cango Inc. (CANG) has a median fair value of $10.84 — 259.0% above the current price of $3.02 — as of 2026-10-07.” Source: circlfi.com/stock/CANG/ · Methodology
Primary sources for this CANG valuation
  • Financial statements: Cango Inc. 10-K and 10-Q filings on SEC EDGAR (CIK 0001725123) — 700+ standardized XBRL tags, published by the U.S. Securities and Exchange Commission.
  • Discount-rate inputs: FRED, Federal Reserve Bank of St. Louis — risk-free rates, VIX, yield curve, inflation.
  • News sentiment: The GDELT Project — global media tone, input to the Sentiment SOTP model.
  • Model definitions: CirclFi methodology — the published specification for all 13 models, including the academic sources each one implements.

Market data for CANG as of ; valuations recomputed .

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