ZION vs ZIONP

Zions Bancorporation N.A. vs Zions Bancorporation N.A. - Dep — Valuation Comparison 2026

ZION

Banks - Regional
Zions Bancorporation N.A.
Quality
5.6
out of 10
Value Trap
12
SAFE
Price
$62.24
Last close
Models
12/13
Active
VS

ZIONP

Banks - Regional
Zions Bancorporation N.A. - Dep
Quality
6.7
out of 10
Value Trap
12
SAFE
Price
$19.38
Last close
Models
8/13
Active

Model-by-Model Comparison

ModelType ZION Fair ValueZION Upside ZIONP Fair ValueZIONP Upside
Bayesian DCF Intrinsic $32.51 -47.8% $77.95 +302.2%
Earnings Power Value Intrinsic $42.26 -32.1% $54.05 +178.9%
EROIC Spread Intrinsic $•••.•• ••.•% $•••.•• ••.•%
First Chicago Scenario $•••.•• ••.•% $•••.•• ••.•%
Markov DDM Intrinsic $•••.•• ••.•% $•••.•• ••.•%
ML-RIV Intrinsic $•••.•• ••.•% $•••.•• ••.•%
Dynamic NAV Asset-Based $•••.•• ••.•% $•••.•• ••.•%
Regime Cross-Sectional Relative $•••.•• ••.•% $•••.•• ••.•%
Sentiment SOTP Hybrid $•••.•• ••.•% $•••.•• ••.•%
CUCE Ensemble Ensemble $•••.•• ••.•% $•••.•• ••.•%
FTNN Topology Relative $•••.•• ••.•% $•••.•• ••.•%
RCMH-DCF Intrinsic $•••.•• ••.•% $•••.•• ••.•%
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ZION vs ZIONP — Which Stock Is More Undervalued?

ZIONP scores higher with a 6.7/10 quality rating vs ZION's 5.6/10. Both stocks are analyzed daily using SEC EDGAR filings across 13 independent models.

Comparing Zions Bancorporation N.A. (ZION) and Zions Bancorporation N.A. - Dep (ZIONP) across 13 institutional-grade valuation models reveals how each company's intrinsic value stacks up against its market price. CirclFi's engine processes SEC EDGAR 10-K and 10-Q filings, FRED macroeconomic data, and GDELT news sentiment to generate independent fair value estimates daily.

ZION currently trades at $62.24 with a QOC of 5.6/10, while ZIONP trades at $19.38 with a QOC of 6.7/10.

Both companies are analyzed with models spanning intrinsic (Bayesian DCF, EPV), scenario-based (First Chicago), regime-switching (Markov DDM, RCMH-DCF), machine learning (ML-RIV, FTNN Topology), and ensemble methods (CUCE).